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2026 Supreme(Online)(Mad) 50316
IN THE HIGH COURT OF JUDICATURE AT MADRAS
Hemant Chandangoudar, J
R. Nirjana – Appellant
Versus
Branch Manager Indian Bank – Respondent
W.P.(MD)No.15894 of 2026
For the Appellants/Petitioners: B. Azhagesh
For the Respondents: R. Gowrishankar
Banking institutions are obligated to secure the consent of all legal heirs of a deceased account holder before disbursing funds from the deceased's account.
Headnote:The petitioner filed a writ petition under Article 226 of the Constitution of India seeking a mandamus to compel a bank to disclose savings account details of a deceased spouse and to restrain the bank from disbursing funds without the consent of all legal heirs. Facts state that after the demise of the account holder, the petitioner requested statements and protective measures regarding the accounts. The Court, upon the bank's undertaking to furnish the requested statements and adhere to the requirement of obtaining consent from all legal heirs before fund disbursement, found no cause for further adjudication. The central issue pertains to the legal obligation of banking institutions to protect the interests of legal heirs in cases of deceased account holders. The court established that banking institutions must ensure procedural compliance by seeking consent from all legal heirs before releasing funds from a deceased individual's account, thereby upholding the interests of all claimants. The writ petition stands disposed of in accordance with the undertaking provided by the respondent.
| Table of Content |
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| 1. petition for disclosure of bank account details of deceased person. (Para 1) |
| 2. requirement to obtain legal heirs' consent for account disbursement. (Para 2 , 3 , 4) |
PRAYER: Writ Petition filed under Article 226 of the Constitution of India for issuance of Writ of Mandamus, directing the respondent herein to issue the savings Account statement and other details in respect of the Savings Bank Account Nos. 447252745 and 35527 held by the petitioners deceased husband, Mr.Rasool Ansary, S/o. Peer Mohamed and not to disburse the amount available in the said account to anyone without consent form all the legal heirs of the petitioners deceased husband, Mr. Rasool Ansary considering the petitioners representation dated 03-06-2026 within time stipulated by this Court.
O R D E R
The petitioner is before this Court seeking issuance of a Writ of Mandamus directing the respondent Bank to furnish the account statement and other relevant details pertaining to Savings Bank Account Nos. 447252745 and 35527 held by the petitioner’s deceased husband and not to disburse the amount lying in the said accounts to any person without the consent of all the legal heirs of the petitioner’s deceased husband.
2. Mr. R.Gowrishankar, learned counsel appearing for the respondent Bank, accepted notice and, on instructions, submitted that the account statement of the petitioner’s deceased husband would be furnished to the petitioner within a period of one week from the date of receipt of a copy of this order. He further submitted that the amount lying in the account of the petitioner’s deceased husband would not be disbursed to any person without the consent of all the legal heirs of the deceased. The said submission is placed on record.
3. In view of the submission made by the learned counsel for the respondent Bank, no further orders are required in the present writ petition. Accordingly, the writ petition stands disposed of.
4. There shall be no order as to costs.
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