HIGH COURT OF MADHYA PRADESH
Oriental Insurance Comp.Ltd. – Appellant
Versus
Ramesh Prasad Raikwar & Anr – Respondent
MA 1268/2004
##PAGE1##
NEUTRAL CITATION NO. 2026:MPHC-JBP:10622
1 MA-1268-2004
IN THE HIGH COURT OF MADHYA PRADESH
AT JABALPUR
BEFORE
HON'BLE SMT. JUSTICE ANURADHA SHUKLA
th
ON THE 5 OF FEBRUARY, 2026
MISC. APPEAL No. 1268 of 2004
ORIENTAL INSURANCE COMP.LTD.
Versus
RAMESH PRASAD RAIKWAR & ANR AND OTHERS
Appearance:
Shri Rohit Jain - Advocate for the appellant.
Shri Kapil Patwardhan and Ms. Shobhna Koshta - Advocates for
respondent no.1.
Reserved on : 22.01.2026
Pronounced on: 05.02.2026
ORDER
Appellant-insurance company is aggrieved of the award dated
28.01.2004 passed in Motor Accident Claim Case No.221/2001 by the Motor
Accident Claims Tribunal, Satna (for short, "the Tribunal") in allowing
Rs.55,000/- along with interest and cost as compensation in favour of
respondent no.1-claimant.
2. Brief facts are that on 10.03.2001 respondent no.1-claimant was walking
down with Kunwarlal to his village Pawaiya when they both were hit by a
Commander Jeep bearing registration no.MP-19-A-9248 whose driver was
driving it rashly and negligently. It was claimed that respondent no.1-
claimant sustained grievous injuries and permanent disability on account of
accident and, therefore, a claim petition for Rs.19,09,000/- was filed which
Signature Not Verified
Signed by: PRASHANT
SHRIVASTAVA
Signing time: 06-02-2026
16:44:36
##PAGE2##NEUTRAL CITATION NO. 2026:MPHC-JBP:10622
2 MA-1268-2004
was partially allowed by the Tribunal.
3. Appellant-insurance company contested the claim by questioning the
accident itself. According to it, the name of vehicle which caused accident
could not be ascertained despite detailed investigation and, therefore, a
closure report was filed by police regarding the FIR lodged with respect to
the alleged accident. Same are the contentions of appellant before this
appellate court and it is submitted that under a collusion between respondent
no.1-claimant and respondent no.2, the owner of vehicle, the claim petition
was filed with manipulative implant of his vehicle in the accident.
4. Appeal is strongly contested by respondent no.1-claimant.
5. Counsel for both the parties have been heard and record of the Tribunal
has been examined.
6. A bare perusal of claim petition itself reflects that respondent no.1-
claimant was well aware of the fact that no final charge-sheet in the alleged
accident case was filed by the police, as para 5 of claim petition makes an
admission to the fact that a closure report was filed by police. It is strange
that despite being a victim of an alleged criminal act of rash and negligent
driving, respondent no.1-claimant did not prefer any complaint case before a
criminal court. If the wrongdoer of a criminal act was ascertained, it was
expected of the victim of said act to file a criminal complaint particularly
when police was not taking any action against that wrongdoer. Instead of
taking that measure, respondent no.1-claimant chose to file only a case for
damages for tortuous act and this inaction makes his claim petition
questionable.
Signature Not Verified
Signed by: PRASHANT
SHRIVASTAVA
Signing time: 06-02-2026
16:44:36
##PAGE3##NEUTRAL CITATION NO. 2026:MPHC-JBP:10622
3 MA-1268-2004
7. From the record of criminal case it is revealed that police was informed
on 11.03.2001 regarding the accident which occurred on 10.03.2001 and the
FIR against an unknown driver of Commander Jeep was registered on
13.03.2001. Ex.P-3 is the closure report dated 24.12.2001 and it makes it
clear that by the time it was prepared, the unknown driver was not traced and
even the registration number of offending vehicle could not be ascertained.
In terms of these facts the statements of alleged eyewitness of accident,
namely Ramcharan Singh (A.W.3), become highly unreliable wherein he
claims that he was in acquaintance with respondent no.1-claimant and had
noted the registration number of offending vehicle while witnessing the
accident. He further claims that the registration number of offending vehicle
was communicated to the father of respondent no.1-claimant. Another
eyewitness Ashok Singh (A.W.6) is th
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