HIGH COURT OF MADHYA PRADESH
National Insurance Co Ltd Rajiv Nagar Vidisha – Appellant
Versus
Smt Rukmni Bai – Respondent
Key Points: - The appeal concerns liability of the Insurance Company under Section 173(1) of the Motor Vehicles Act, 1988. (!) - The Insurance Company contends the deceased was solely responsible or contributory negligent due to intoxication and overload; tribunal allegedly erred in imposing liability. (!) - The court examines contributory negligence, citing Rajrani and Others v. Oriental Insurance Co. Ltd. and Others (2009) and discusses principles from Pramodkumar Rasikbhai Jhaveri v. Karmasey Kunvargi Tak and Ors. (!) (!) (!) (!) - Evidence shows the offending truck was stationary in a lane for two-wheelers between 9:00 PM and 9:30 PM with no indicators or parking lights, per Investigating Officer (AW-2) and Ex. D12. (!) - The truck driver admitted no rear lights/indicators; truck parked carelessly in the middle of a public road at night, causing hazard. (!) (!) - The Claims Tribunal did not err in holding the accident was not a result of contributory negligence; the driver’s failure to warn was the sole cause. (!) - On these findings, the court dismissed the appeal, holding liability did not rest on contributory negligence by the deceased. (!)
IN THE HIGH COURT OF MADHYA PRADESH AT GWALIOR BEFORE HON'BLE SHRI JUSTICE HIRDESH
ON THE 26 OF FEBRUARY, 2026 MISC. APPEAL No. 3670 of 2023 NATIONAL INSURANCE CO LTD RAJIV NAGAR VIDISHA Versus SMT RUKMNI BAI AND OTHERS Appearance:
Shri Shrinivas Gajendragadkar - Advocate for appellant- Insurance Company.
Shri Anshu Gupta- Advocate for respondents No. 1 to 3- claimants.
Shri Pavan Singh Raghuwanshi- Advocate for respondent No.4.
ORDER This miscellaneous appeal, filed under Section 173(1) of the Motor Vehicles Act, 1988, arises from the award dated April 6, 2023, passed by the Member, Motor Accident Claims Tribunal (MACT), Vidisha, in Claim Case No.34 of 2020.
2. The appellant- Insurance Company has filed the instant appeal contending that the deceased was solely responsible for the accident or, at the very least, contributed to it through negligence. Learned Counsel for Insurance Company submits that the Tribunal committed a legal error by saddling the Insurance Company with the liability. It is argued that at the time of the accident, the deceased, Babulal, was under the influence of alcohol and was driving an overloaded motorcycle without a valid driving licence. It is further conten
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