1. Heard Mr. Tuhin, Advocate for the appellant, Mr. Dipan A. Desai, Advocate, for the decree holder-respondents and Dr. Venugopal H. Patel, Advocate, for the respondent Bank.

2. Above appeals execution have been filed against the orders of the State Consumer Disputes Redressal Commission, Gujarat, Ahmedabad, dated 30.08.2022 passed in EA/7/2018 to EA/120/2018, allowing the execution applications and directing the appellant to pay the balance amount of crop insurance to the decree holder-respondents.

3. Government of India introduced a “Comprenhensive Crop Insurance Scheme” vide notification dated 03.05.1985, for providing financial support to the farmers in the event of crop failure due to natural calamities. It was renamed as National Agricultural Insurance Scheme, in the year 2000-2001. State Governments were operating pilots of “Comprenhensive Crop Insurance Scheme”, under which the premium and loss are shared by the General Insurance Corporation of India (now Agricultaure Insurance Company of India Ltd.) and State Government in the ratio of 2:1. As per the scheme, crop insurance has to be taken by the farmers availing of crop loans from Co-operative Credi