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2023 Supreme(Online)(NCDRC) 2329

NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION
V.Saradha Madurai – Appellant
Versus
M/S. Bajaj Alliance Life Insurance Co.Ltd. MAdurai – Respondent


Advocates:
For the Petitioner: Mr.G.Ramapandian-App
For the Respondent: Mr.V.Sakthivel-Resp.

    ORDER

THIRU.S.KARUPPIAH, PRESIDING JUDICIAL MEMBER (Open Court).

The Facts:

    The complainant submitted that her husband one Mr.S.Veeraiah on

23.03.2004 took a Life Insurance Policy with the opposite party. The policy amount is Rs.50,000/- and the complainant’s husband died on 08.11.2004 at Meenakshi Mission Hospital due to Brain Stroke. When a claim was made the opposite party repudiated the claim on 18.03.2005 as if the complainant’s husband failed to disclose his pre-existing disease of Diabetic Mellitus. The above repudiation is not valid hence she filed the consumer complaint for alleging deficiency in service claiming the insured amount of Rs.50,000/- along with compensation for mental agony of Rs.50,000/- and also cost of the proceedings.

2. The opposite party filed their written version stating that the complainant’s husband failed to disclose his pre-existing disease, and they validly repudiated.

Hence they prayed to dismiss the complaint.

3. The District Commission after perusal of both sides pleadings, documents, marked as Exhibits-A1 to A9, and Exhibits-B1 to B6, finally, dismissed the complaint. 4. Aggrieved with the above dismissal order, the appeal has been preferred by the

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