ORDER

THIRU.S.KARUPPIAH,PRESIDING JUDICIAL MEMBER.

(Dictated in open court) 1. The Facts:

The complainant one Sureshkumar who is the owner of a Machinist Fishing Boat had insured the boat vessel with the opposite party. The period of coverage is from 27.06.2021 to 26.06.2022. While so, on 18.10.2021 three fishermen went for fishing and the vessel was dashed against the Sri Lankan Naval Ship. The boat was sunk into the deep sea and inspite of spending huge amount, the boat was unable to be recovered. One fisherman died in the crash and another two were injured.

When a claim was made through the agent. The insurance company failed to pay the insurance claim even after sending an Advocate Notice. This complaint was filed claiming compensation of Rs.20 lakhs under various heads.

2. The insurance company in their written version contended that the insurance amount was only for Rs.50,000/- and no claim was made to the insurance company. As such, there cannot be any deficiency in service. Furthermore, admittedly the ship was hit by Sri Lankan Naval Ship which means they crossed over the Indian Sea coastal area and beyond our Limit as such it is a vi