O R D E R

(Passed On 10.07.2024)

The following order of the Commission was delivered by A. K. Tiwari, Acting President: Being aggrieved by the order dated 25.07.2019 passed by the District Consumer Disputes Redressal Commission, Gwalior (for short -2-

‘District Commission) in C.C.No.572/2017 whereby the complaint filed by complainant/respondent no.1 has been allowed, the opposite party no.3-insurance company has filed this appeal.

2. The facts of the case as narrated by the complainant/appellant (hereinafter referred to as ‘complainant’) are that he is a proprietor of M/S Galav Mobile Point dealing in business of sale & repairing of mobile, stationery and photocopy by which he is earning Rs.20,000/- for earning his livelihood by means of self-employment. The goods kept in his shop and furniture were hypothecated with the opposite party no.1 and 2/respondent no.2 and 3-bank. For the security of goods kept in his shop he took shopkeeper’s insurance policy from the opposite party no.3/appellant-insurance company for the period w.e.f. 13.01.2015 to 12.01.2016. During intervening night of 06.01.2016 and 07.01.2016 fire broke out in his shop due to short-circuit due to which goods kept in hi