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2025 Supreme(Online)(NCDRC) 2732

NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION
AVM J RAJENDRA AVSM VSM (Retd.), PRESIDING MEMBER, JUSTICE MRS. SAROJ YADAV, MEMBER
Tajinder Kumar Taneja – Appellant
Versus
M/s Unique Investments – Respondent


Advocates:
For the Appellants/Petitioners: Mr. Arjun Jain, Mr. Ankit Kumar, Mr. Dilip Chowdhry
For the Respondents: Mr. Atul Malhotra

Table of Content
1. factual overview of the appeals and initial investment claims. (Para 1 , 2 , 4)
2. arguments surrounding the credibility and jurisdiction concerning commercial investments. (Para 5 , 10)
3. court's consideration of the nature of transactions and consumer definitions. (Para 12 , 13)
4. final judgment and outcome of the appeal. (Para 14 , 15 , 16)

JUDGMENT

AVM J RAJENDRA AVSM VSM (Retd.) PRESIDING MEMBER

1. These two Appeals Nos. FA/1089/2014 and FA/1090/2014 have been filed by Tajinder Kumar Taneja (“Appellant”/ “Complainant”) against M/s. Unique Investments & Ors. (“Respondents”/“Opposite Parties - OPs”) challenging the Orders dated 01.11.2013 in CC/73/2009 and CC/74/2009 respectively wherein the State Consumer Dispute Redressal Commission, Punjab, Chandigarh (“State Commission”) dismissed both the Complaints.

2. Since the facts and question of law involved in both Appeals are substantially similar, except for minor variations in the dates, events and cheque numbers, these Appeals are being disposed of by this common Order. Nevertheless, for ease of reference, First Appeal No. 1089 of 2014 is being considered as the lead case, and the facts outlined below are derived fr

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