JUSTICE A.P. SAHI, PRESIDENT

1. This Appeal has been filed by the Life Insurance Corporation assailing the Order of State Consumer Disputes Redressal Commission, Uttar Pradesh in CC No. 83 of 2015, whereby the Complaint of the Respondent for award of an indemnification of Rs. 37 lakhs along with 7% interest has been allowed with a further direction to pay Rs. 10,000/- as litigation costs.

2. The Complaint had been filed after the claim of the coverage under the Life Insurance Policy in respect of the late husband of the Complainant was declined, who died on 19.06.2011. It was repudiated by the Insurance Company on 20.12.2012. A departmental Appeal against the same was preferred before the Appellate authority of LIC that was also dismissed on 01.08.2013. The Complainant was the nominee and the duration of the policy was till 19.02.2037. The insured was about 38 years of age when the said policy was taken in 2010.

3. The repudiation recites that the insured had suppressed the fact of the pre-existing disease and the treatment taken for stone in the kidney which facts have emerged after going through the medical documents and, therefore, the claim was liable to be repudiated. The repudia