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NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION
A. P. Sahi, PRESIDENT, Bharatkumar Pandya, MEMBER
M/S AUTO PROFILES LTD. – Appellant
Versus
UNITED INDIA ASSURANCE COMPANY LIMITED – Respondent
| Table of Content |
|---|
| 1. company filed a complaint alleging denial of insurance claim. (Para 1 , 2 , 3 , 4 , 5) |
| 2. arguments made regarding wrongful repudiation by the insurer. (Para 6 , 7 , 8) |
| 3. contentions failed to prove disclosure of previous claims. (Para 9 , 10 , 11 , 12) |
| 4. arguments asserting insured's non-disclosure as justification. (Para 13 , 14 , 15 , 16 , 17 , 18 , 19) |
| 5. court’s analysis of evidence presented by both sides. (Para 20 , 21 , 22 , 23 , 24 , 25 , 26) |
| 6. conclusions regarding compliance with good faith requirements. (Para 27 , 28 , 29) |
| 7. court affirms repudiation based on non-disclosure. (Para 30 , 31 , 32 , 33 , 34) |
| 8. final ruling rejecting the complaint. (Para 35 , 36 , 37 , 38) |
ORDER
A. P. SAHI, J (PRESIDENT)
1. This is a complaint alleging deficiency against the Insurance Co. for having unjustifiably repudiated an insurance claim of the Complainant regarding a loss suffered on account of inundation and floods in the premises of the Complainant.
2. The Complainant is a Company involved in the manufacturing and production of all sorts of Metallic and Non-metallic Auto-Mobile components as well as manufacturers for General spares in other fields as well. The factory of
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