ORDER

JUSTICE A.P. SAHL PRESIDENT

1. The complainant is a cooperative sugar factory that had insured its plant, .1 building and stocks of sugar under Standard Fire and Perils Policies. The policies in question were valid on the date of the incident, that is on 08.06.2007, when it is alleged that a heavy downpour of rain accompanied by storm severely damaged the godown no. 2 as also the stocks stored therein. The risk stood covered within the policy for the duration of 14.04.2007 to 13.04.2008. The policy nos. 141 and 144 issued by the New India Assurance •!

Company Limited.

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2. The main bone of contention between the parties arises out of the repudiation r i of the entire claim by the Insurance Company vide letter dated 20.06.2010. It is this deficiency that has been made the basis of this complaint. To appreciate NC/CC/26/2011 Page 11 •i ' ■

the contention it would be apt to reproduce the repudiation letter dated

20.06.2010, which is extracted herein under:

"151300/FIRE CLM/101901 DATE: 20.06.2010 REGISTER A.D.

TO, MANAGING DIRECTOR, M/S. VETH AL SAI SAH.SAKHAR KARAKHANA, AT: MURUM, POST:RAJEEVGANDHINAGAR, TQ: OMERGA, DIST: OSMANABAD RE: Claim due to storm on 08.06.2007, Under Fire Polic