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NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION
AVM J. Rajendra, PRESIDING MEMBER, Mr. Justice Anoop Kumar Mendiratta, MEMBER
M/s National Insurance Company Ltd. – Appellant
Versus
M/s G.R. Pharmacy – Respondent
| Table of Content |
|---|
| 1. establishing the facts of the fire incident and the claim. (Para 1 , 2 , 3 , 4 , 5) |
| 2. evaluating the response from the insurer regarding deficiency claims. (Para 6 , 7) |
| 3. legal principles regarding assessment and reliance on surveyor's report. (Para 8 , 9 , 10 , 11) |
| 4. decision on the appeal and reaffirmation of lower court's ruling. (Para 12 , 13) |
ORDER
1. The present appeal has been preferred under Section 19 of the Consumer Protection Act , 1986 on behalf of the appellant (hereinafter referred to as the “Opposite Party” as reflected in the complaint filed before the State Commission), whereby the appellant/OP has been held liable to pay Rs.35 lakhs along with interest @ 9% per annum from 24.01.2018 till date of realization along with compensation of Rs.50,000/- for mental agony and harassment and Rs.21,000/- as litigation charges to the respondent (hereinafter referred to as the “Complainant”.
2. Factual matrix fall within a narrow encompass. Complainant, who was authorized for manufacturing of medicines and general items of Ayurveda/Siddha/Unani medicines by the competent State authorities of Haryana, stored the stock at Shop No.12, opposite Civil Hospital, Bhi
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