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2025 Supreme(Online)(NCDRC) 2667

NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION
DR. INDER JIT SINGH, CJ, DR. SUDHIR KUMAR JAIN, J
ANURADHA ALIAS SHOBHA – Appellant
Versus
THE BRANCH MANAGER, LIFE INSURANCE CORPORATION OF INDIA – Respondent


Advocates:
For the Appellants/Petitioners: MR. NIHANT PANICKER, ADV (VC)
For the Respondents: MR. RAJESH K. GUPTA & MS. JYOTI KAUSHIK, ADV A/W MR. C.S. GUPTA, AUTH REP

ORDER

DR.SUDHIR KUMAR JAIN, J.

1. Briefly stated relevant facts of the case are that the Anurada @ Shobha/ the petitioner/the complainant/ (hereinafter referred to as “the petitioner”) was wife of Siddlingeshwara @ Siddanna (hereinafter referred to as “the insured”) who during his life time had taken two life insurance policies bearing no. 665276493 for assured sum of Rs. 5,00,000/- and bearing no. 665283885 for assured sum of Rs. 65,000/- from the respondents/the opposite parties/Life Insurance Corporation (hereinafter referred to ‘the respondents’). The insured nominated the petitioner as nominee and paid the premium till his death. The insured died on 14.06.2011 in a road accident. The petitioner being nominee submitted claim form to the respondent no 1 along with requisite documents such as death certificate, two original policies, FIR and complaint of accident etc. The respondent no 1 forwarded death claim papers in respect of two policies to the respondent no. 2 for settlement of claim. The petitioner requested the respondents to settle the claim arising out of two policies and also sent legal notices on 05.03.2012 and 27.06.2012. The respondents did not settle the claim and pa

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