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NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION
MR. A. P. SAHI, PRESIDENT, MR. BHARATKUMAR PANDYA, MEMBER
RAJBIR SINGH BRAR – Appellant
Versus
ESS KAY FINCORP LTD. – Respondent
| Table of Content |
|---|
| 1. legal context of consumer loan disputes. (Para 1 , 2 , 3) |
| 2. appellant's challenge to district commission's jurisdiction. (Para 4 , 5) |
| 3. jurisdictional issues in consumer protection enforcement. (Para 6 , 7 , 8) |
| 4. details on the maintainability of appeals. (Para 9 , 10 , 11) |
| 5. court’s reasoning on modification of interim orders. (Para 12 , 13 , 14 , 15) |
| 6. questions regarding enforcement order violations. (Para 17 , 18 , 19) |
| 7. court's final ruling on appeal maintainability. (Para 20 , 21 , 22) |
ORDER
1. The appellant purchased a Renault Duster vehicle on a loan acquired from the respondent Ess Kay Fincorp Ltd. The complainant alleges that the finance was of Rs.4,00,000/- which amount was inappropriately enhanced by the respondents on their own thereby changing the quantum of the EMIs that were payable. The complainant alleged that he wanted a foreclosure of the loan account as he had negotiated the vehicle to be sold and simultaneously clear all the dues. The complainant alleges that the respondent failed to cooperate and attempted to forcibly repossess the vehicle as a result whereof the appellant – complainant was compelled to file CC/241/2021. The complaint was ent
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