NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION NEW DELHI RESERVED ON: 12.12.2025 PRONOUNCED ON: 01.01.2026 REVISION PETITION NO.516 OF 2018 (Against the Order dated 30.11.2017 in Appeal No.A/948/2015 of the State Commission, West Bengal)

Chola Mandalam MS General Insurance Co. Ltd.

Plot No., First Floor, Near Metro Pillar No.81, Main, 6, Pusa Road, Karol Bagh, New Delhi-110005. … Petitioner Versus

1. Ashoke Debnath Proprietor of M/s. Mahadev Rice Mill, S/o Rajani Debnath, Vill-Sherpur, P.O. Rampur, Bhatpara, P.S. Gopalnagar, Bangaon, Dist-North 24 Pgs Pin-743262.

2. Central Bank of India, Branch Office, Vill. & P.O. Nahata, P.S. Gopalnagar, Bangaon, Dist. North 24 Pgs, Pin-743290. … Respondents BEFORE:

HON’BLE AVM JONNALAGADDA RAJENDRA AVSM, VSM (Retd.), PRESIDING MEMBER HONBLE MR. JUSTICE ANOOP KUMAR MENDIRATTA, MEMBER For Petitioner : Mr. Abhishek Kumar Gola, Advocate (VC) For Respondents: Nemo (Ex-parte vide order dt.12.12.2025)

JUDGMENT

AVM JONNALAGADDA RAJENDRA, AVSM, VSM

1. This Revision Petition is filed under Section 21(b) of the Consumer Protection Act, 1986 (“the Act”) assailing the West Bengal State Consumer Disputes Redressal Commission, Kolkata (the State Commission) Order d