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NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION
Inder Jit Singh, PM, Sudhir Kumar Jain, M
Branch Manager Jila Sahakari Kendriya Bank Maryadit Branch – Appellant
Versus
Ramu Pal – Respondent
| Table of Content |
|---|
| 1. discussion on findings of both commissions and implications. (Para 1 , 2 , 9) |
| 2. overview of insurance scheme and complainant issues. (Para 3 , 4) |
| 3. arguments presented by the appellant regarding liability. (Para 5 , 6) |
| 4. final determination of liability on the appellant bank. (Para 10 , 11) |
ORDER
DR.INDER JIT SINGH, PRESIDING MEMBER
1. These 9 Second Appeals ( SAs) have been filed against the common order dated 09.05.2025 of the State Commission Madhya Pradesh, whereby the appeals filed by the District Cooperative Central Bank Limited (Bank) / Appellant(s) herein were dismissed and orders of the District Commission ( passed through separate similar orders) were upheld. As issues / law points involved are the same in these SAs, these are taken up together, with SA No. 606 of 2025 filed by the Appellant ( Bank) as lead case . For sake of convenience, parties will also be referred to as they were arrayed before District Forum. List of SAs covered under this order, covering basic details, is given at Annexure-I. Appellant filed Written Arguments / Synopsis 17.10.2025.
2. The issue pertains to insurance claims under Pradhan Mantri Fasal Bima Yojana ( PMFBY) issued by Gove
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