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2026 Supreme(Online)(NCDRC) 54

NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION
A.P. SAHI, President, BHARATKUMAR PANDYA, Member
M/S. VIJALAXMI AGRO PRODUCTS – Appellant
Versus
MANAGER, UNITED INDIA INSURANCE COMPANY LIMITED – Respondent


Advocates:
For the Appellants/Petitioners:C. RAGHU, SENIOR ADVOCATE
For the Respondents:AMIT KUMAR SINGH, ADVOCATE, ROKOSIENO MEYASE, ADVOCATE

ORDER

1. This complaint has been filed praying for indemnification of an amountgfedcbaZYXWVUTSRQPONMLKJIHGFEDCBA for suffering the loss of stocks of paddy purchased by the complainant that was allegedly badly affected and suffered damage due to heavy rains in July/August, 2011. The allegation is that on a couple of days in July unexpected stormy winds and heavy rains that has been certified by the Tehsildar, Nawabpet, Telangana had actually affected a huge amount of paddy for which an insurance coverage was available that was acquired from the Opposite Party - Insurance Company and was in force for the duration

16.06.2011 to 15.06.2012.

2. According to the complainant, they had intimated the Insurance Company on 04.08.2011. This intimation has been vehemently denied by the Insurance Company with which we shall deal later on and the Insurance . Company did not process the claim at all on the ground, that as a matter of fact neither any claim was intimated in writing within time nor any details of losses were given and as such on account of non-intimation, there was a breach of clause 6 (i) of the General Conditions. The Insurance Company has therefore pleaded in its reply that the clai

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