t..HGFEDCBA IN THE NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION AT NEW DELHI (Against the order dated 29.11.2024 in First Appeal No. 502/2023 of the Andhra Pradesh State Consum er Disputes Redressal Com m ission, Vijayawada)

W ITH NC/IA/13434/2025 NC/IA/14187/2025 (STAY AND CONDONATION OF DELAY)

C holam andalam M S G eneral Insurance C o. Ltd. A ppellant Versus M . R ajesh R espondent BEFORE:

HON’BLE MR. JUSTICE A.P. SAHI, PRESIDENT HON’BLE MR. BHARATKUMAR PANDYA, MEMBER For Appellant M s. N iyati Jadaun, A dvocate Dated: 16.01.2026

ORDER

1.

The Insurance C om pany resisted the com plaint of the respondent - C C No. 153/2020 filed before the D C D R C , Kurnool, A ndhra Pradesh, w hereas the com plainant alleged that he w as entitled to the entire loss of the claim of his lorry bearing registration no. A P 21TE 1729 that w as insured w ith the A ppellant under a policy under a declared value of Rs. 30 lakhs for the period from

15.06.2019 to 14.06.2020.

2. The contention is that the vehicle caught fire at about 2.30am in the night of 7th / 8th of Septem ber, 2019 w hile the lorry w as proceeding at a place w hich fell w ithin the jurisdiction of Tripuranthakam Police Station. The com p