NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION NEW DELHI RESERVED ON: 02.03.2026 PRONOUNCED ON: 18.03.2026 REVISION PETITION NO.448 OF 2018 (Against the Order dated 27.09.2017 in Appeal No.957/2016 of the Haryana State Consumer Disputes Redressal Commission, Panchkula)

United India Insurance Co. Ltd. Through its Divisional Manager, Manager, Deswal Complex, Jhajjar, Regional Office at: SCO No.123-124, Sector -17B, Chandigarh Through United India Insurance Co. Ltd.

8^th Floor, Kanchanjunga Building, 18 Barakhamba Road, Connaught Place, New Delhi – 110001. .… Petitioner Versus

1. Shri Chhote Lal S/o Shri Asha Ram

2. Sarfi Devi W/o Sh. Chhote Lal Both R/o Village Dadri Toye, District Jhajjar, Haryana .… Respondents BEFORE:

HON’BLE AVM JONNALAGADDA RAJENDRA, AVSM, VSM (Retd)

PRESIDING MEMBER HON’BLE MR. SHASHI NANDKEOLYAR, MEMBER For Petitioner : Ms. Suman Bagga, Advocate For Respondents : Ex-parte vide order dt. 02.03.2026

JUDGMENT

AVM JONNALAGADDA RAJENDRA, AVSM, VSM (Retd), MEMBER

1. This Revision Petition has been filed under Section 21(b) of the Consumer Protection Act, 1986 (the “Act”) against the order of Haryana State Consumer Disputes Redressal Commission at Panchkula („State Commissio