IN THE NATIONAL CONSUMER DISPUTES REDRESSAL COM M ISSION NEW DELHI Reserved on: 27.10.2025 Pronounced on: 07.04.2026 REVISION PETITION NO 1416 of 2023 (Against the order dated 14.02.2023 passed in FA No 252/2016 by the State Commission Gujarat)

Reliance Nippon Life Insurance Company Limited

4th Floor, Inspire -BKC, Block M ain Road Bandra Kurla Complex Bandra East, M umbai- 400051 Having Branch At:

2nd Floor, Sankalp, Old Road Baroda- 390015 ...Petitioner V Hinaben Rajendra Kumar Raja W /o Rajendra Kumar R. Raja Residing at B-6, M adhav Group, Old Padra Road, Vadodara ...Respondent HON’BLE DR.INDER JIT SINGH, PRESIDING M EM BER HON’BLE JUSTICE DR. SUDHIR KUM AR JAIN, M EM BER For the Petitioner M r. Shubham Bharambe, Advocate (VC)

For the Respondent None Dated: 07th April, 2026 ORDER DR. SUDHIR KUM AR JAIN, J

1. Briefly stated relevant facts of the case are that the respondent/the complainant/

M rs. Hinaben Rajendra Kumar Raja (hereinafter referred to as “LtKhJeIH r G e F s E p D o C n B d A ent” is the wife and nominee of Late Rajendrakumar R. Raja who was a small-scale businessman and sole breadwinner of the family. The petitioner/opposite party/Reliance Life Insurance Company Limited