Date of Pronouncement : 23^rd April, 2026 IN THE NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION AT NEW DELHI REVISION PETITION NO.58 OF 2018 (Against the Order dated 20.09.2017 in Appeal No.732 of 2016 of the Haryana State Consumer Disputes Redressal Commission, Panchkula)

With IA No.9365 of 2019 (Amended Memo of Parties)

Bank of Baroda (erstwhile Dena Bank), A body corporate constituted under the Banking Companies [Acquisition & Transfer of Undertakings] Act, 1970 having its Corporate Office at:

Baroda Corporate Centre, Plot No.C-26, Block-G, Bandra Kurla Complex, Bandra (East), Mumbai – 400051 and having a branch interalia at:

Yamuna Nagar Branch, 88, Krishna Colony, Yamuna Nagar, Haryana – 135001 ………Petitioner Versus

1. M/s Dutta Welding & Repair Works Through its Proprietor Mr. ChiranjiLal, S/o Mr. Narata Ram, Near Dr. Ambedkar Vihar Workshop Road, Yamuna Nagar, Haryana – 135001

2. The Oriental Insurance Company Ltd.

Through its Branch Manager Opposite Madhu Hotel, Jagadhri Road, Yamuna Nagar, District Yamuna Nagar …….Respondents BEFORE:

HON’BLE AVM J. RAJENRA, AVSM, VSM (RETD.), PRESIDING MEMBER HON’BLE MR. JUSTICE ANOOP KUMAR MENDIRATTA, MEMBER Appearance at the time of arguments:

For