ORDER

PER JUSTICE SAROJ YADAV, PRESIDING MEMBER

1. The present Revision Petition has been filed challenging the order dated 23.11.2023 passed by the Bihar State Consumer Disputes Redressal Commission (For short ‘State Commission) in First Appeal No. 140/2020, whereby the learned State Commission upheld the order dated 25.06.2020 passed by the District Consumer Disputes Redressal Forum, Banka (for short ‘District Forum’) allowing the consumer complaint being CC/09/2019 filed by the Respondent.

2. The Complainant/Respondent in his original complaint stated that he is the owner of a Hiva make truck bearing Registration No. JH-04N-3962. The said vehicle was insured with the Petitioner/ Opposite Party/The New India Assurance Company Limited under Policy No. 540704511170100001510 for the period from 24.10.2017 to 23.10.2018. It was averred that on 19.09.2018 the said vehicle met with an accident near Ratanganj Bazar while the Complainant and his conductor, Ramesh Yadav, were travelling in it. In the said accident the conductor sustained injuries and the vehicle was completely damaged. At the time of the accident the vehicle was loaded with yellow sand. The Complainant submitted a writ