Location: High Court of Orissa, Cuttack Date: 25-Mar-2026 16:40:04 IN THE HIGH COURT OF ORISSA AT CUTTACK W.P.(C) No.1167 of 2026 (In the matter of an application under Articles 226 and 227 of the Constitution of India)

Sanandan Patra …. Petitioner -versus-

IDBI Bank, Zonal Office, …. Opposite Parties Bhubaneswar and others Advocate(s) appeared in this case:-

For Petitioner : Mr. A. Mishra, Advocate For Opposite Parties : Mr. B.N. Udgata, Advocate For O.P. Nos.1 to 3 CORAM: JUSTICE B.P. ROUTRAY

JUDGMENT

19^th March 2026 B.P. Routray, J.

1. Heard Mr. A. Mishra, learned Advocate for the Petitioner and Mr. B.N. Udgata, learned Advocate for Opposite Parties 1 to 3-Bank.

2. The prayer of the Petitioner is for a direction to Opposite Parties- Bank for full and final settlement of the loan amount through One Time Settlement (OTS).

Location: High Court of Orissa, Cuttack Date: 25-Mar-2026 16:40:04

3. Mr. B.N. Udgata, learned counsel for the Opposite Parties-Bank submits that since the loan account of the Petitioner has been identified as NPA, therefore he is not covered under the OTS Scheme for consideration.

4. According to Mr. Udgata and as stated in the counter affidavit at paragraph 4, the amoun