IN THE HIGH COURT OF PUNJAB AND HARYANA AT CHANDIGARH (i) FAO-1601-2015 (O&M)

New India Assurance Company Limited ...Appellant VERSUS Darshan Singh and others ...Respondents (ii) FAO-1602-2015 (O&M)

New India Assurance Company Limited ...Appellant VERSUS Gurmeet Kaur and others ...Respondents (iii) FAO-1603-2015 (O&M)

New India Assurance Company Limited ...Appellant VERSUS Jarnail Singh and others ...Respondents (iv) FAO-1608-2015 (O&M)

New India Assurance Company Limited ...Appellant VERSUS Rajinder Kaur @ Jinder Kaur and others ...Respondents (v) FAO-1609-2015 (O&M)

New India Assurance Company Limited ...Appellant VERSUS Bhinder Singh and others ...Respondents VINEET GULATI 2025.09.30 15:27 (vi) FAO-1816-2015 (O&M)

New India Assurance Company Limited ...Appellant VERSUS Kuldeep Kaur and others ...Respondents Date of Decision: September 24, 2025 CORAM: HON'BLE MRS. JUSTICE ARCHANA PURI Present: Mr.Rahul Pathania, Advocate for Mr.R.C.Kapoor, Advocate for the appellant.

Mr.Lekhraj Sharma, Ms.Shagun and Mr.Abhishek Sharma, Advocates for respondents No.4 and 5 (in FAOs-1602 and 1608-2015)

for respondents No.2 and 3 (in FAO-1609-2015) and for respondents No.3 and 4 (in FAOs-1601, 1603 and

1816-