IN THE HIGH COURT OF PUNJAB AND HARYANA

AT CHANDIGARH

Reserved on : 12.11.2025

Pronounced on : 23.12.2025

Uploaded on : 24.12.2025

(I) FAO-593-2025 (O&M)

Bakhshish Singh ...Appellant

Versus

Sachin Kumar and others ...Respondents

(II) FAO-2791-2025 (O&M)

United India Insurance Company ...Appellants

Versus

Bakhshish Singh and others ...Respondents

(III) FAO-733-2025 (O&M)

Sapna and others ...Appellants

Versus

Sachin Kumar and another ...Respondents

(IV) FAO-2794-2025 (O&M)

United India Insurance Company ...Appellants

Versus

Sapna and others ...Respondents

(V) FAO-644-2025 (O&M)

Baljinder Singh and others ...Appellants

Versus

Sachin Kumar and another ...Respondents

(VI) FAO-2797-2025 (O&M)

United India Insurance Company ...Appellants Versus Baljinder Singh and others ...Respondents CORAM: HON’BLE MS. JUSTICE HARPREET KAUR JEEWAN Present: Mr. Nikhil Mittal, Advocate, for the appellant(s) in FAO Nos.593, 644 and 733 of 2025 for respondent No.1 in FAO-2791-2025, for respondent Nos.1 to 4 in FAO-2974-2025 and for respondent Nos.1 to 3 in FAO-2797-2025.

Mr. Vikas Mohan Gupta, Advocate, for the appellant-Insurer in FAO-2791, 2794 & 2797-2025 and for the respondent-Insurer in FAO-593, 644 & 733-2025.

Mr. Lupil Gupta, A