IN THE HIGH COURT OF PUNJAB & HARYANA AT CHANDIGARH (1) FAO-2026-2022 (O&M)

UNITED INDIA INSURANCE CO. LTD. ......Appellant vs.

AYUSH AND OTHERS ......Respondents (2) FAO-2029-2022 (O&M)

UNITED INDIA INSURANCE CO. LTD. ......Appellant vs.

AYUSH AND OTHERS ......Respondents (3) FAO-2030-2022 (O&M)

UNITED INDIA INSURANCE CO. LTD. ......Appellant vs.

AYUSH AND OTHERS ......Respondents (4) FAO-2036-2022 (O&M)

UNITED INDIA INSURANCE CO. LTD. ......Appellant vs.

AYUSH AND OTHERS ......Respondents Reserved on:- 30.01.2026 Pronounced on:- 13.02.2026 Uploaded On:- 13.02.2026 Whether only the operative part of the judgment is pronounced? NO Whether full judgment is pronounced? YES CORAM: HON'BLE MRS. JUSTICE SUDEEPTI SHARMA Present: Mr. R.C. Gupta, Advocate for the appellant.

Mr. Abhimanyu Batra, Advocate (through v.c.)

Mr. Satish Kumar Rana, Advocate for respondent No.1.

Mr. Prashant Singh Chauhan, Advocate for respondent No.4.

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SUDEEPTI SHARMA J .

1. Since the ground of challenge in all the appeals is same, therefore, vide this common judgment, all four appeals shall be decided.

2. The present appeals are filed by Insurance Company challenging award dated 12.01.2022 passed by learned Motor Accident C