283 IN THE HIGH COURT OF PUNJAB AND HARYANA AT CHANDIGARH FAO-581-2023 (O&M) with XOBJC-41-2023 Date of decision : 26.02.2026 CHOLAMANDLAM MS GENERAL INSURANCE COMPANY LIMITED ....Appellants Versus MANJU AND OTHERS ...Respondents CORAM: HON'BLE MR. JUSTICE PANKAJ JAIN Present : Mr. Nigam Kumar, Advocate for the appellant.

Mr. B.K. Bagri, Advocate for respondents No.1 to 4/cross-objectors.

PANKAJ JAIN, J. (ORAL)

Insurance Company is in appeal aggrieved of the order dated

23.06.2022 passed by Commissioner under the Employee’s Compensation Act, 1923 (hereinafter referred to as ‘the 1923 Act’).

2. The claim petition was filed seeking compensation on account of death of Krishan Kumar, who was employed as cleaner/conductor on insured vehicle. As per the claimants, the deceased was going by motor- cycle to attend his duty when a stray animal came in front of his vehicle.

The deceased lost balance and died on the spot.

3. Counsel for the appellant submits that since the accident has no causal relationship with the employment, deceased cannot be said to have died in an accident arising out of and during the course of employment.

Thus, the case would not be covered under Section 3 of 1923 Act.

4. Th