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CRM-M-53352-2025 1

IN THE HIGH COURT OF PUNJAB AND HARYANA AT CHANDIGARH

218 CRM-M-53352-2025

Date of decision: 22.12.2025

Abhinav Kumar @Ranjeet Singh

......Petitioner

Versus

State of Haryana

.....Respondent

CORAM: HON'BLE MS. JUSTICE AARADHNA SAWHNEY

Present: Mr. KDS Hooda, Advocate for the petitioner.

Mr. Vishal Singh, AAG, Haryana.

AARADHNA SAWHNEY , J (ORAL)

1. Relief Sought

The jurisdiction of this Court under Section 483 of BNSS, 2023., has been

invoked 2nd time by the petitioner for the grant of regular bail to him in a case

bearing FIR No. 253, dated 27.10.2023, under Sections 120- B, 420, 467, 468 and

471 IPC (Sections 419,204,120-B IPC added later on), registered at Police Station

Sushant Lok, District Gurugram.

2. Facts

Prosecution story set up in the present case as per the version in the FIR

read as under :-

"To, The Commissionerate of Police, F-244UM, Shanti Nagar

Shivaji Nagar Sector-11 Gurgaon- 122018 Sub: Complaint

against accused persons for commission of various offences

such as cheating, forgery, cheating by impersonation, making

false documents, using forged documents as genuine, etc. under

Indian Penal Code as well as penal provisions of other laws

applicable in India. Respected Sir, That I, Sourabh Abrol, am

working as Manager - Financial Crime Investigations and the

authorized representative of The Hong Kong and Shanghai

Banking Corporation Limited, India, a banking Company

incorporated under the Companies Ordinance of the Hongkong

MANOJ KUMAR

2025.12.26 03:17

I attest to the accuracy and

authenticity of this order

CRM-M-53352-2025 2

Special Administrative Region (HKSAR), having its registered

office at 1, Queen's Road Central, Hongkong, having its India

Corporate Office at 52/60, Mahatma Gandhi Road, Fort,

Mumbai - 400 001 and a branch office located at JMD Regent

Square DLF Phase II, Gurgaon- Mehrauli Road,

Gurgaon122001 (hereinafter, "the Bank"). The Bank is engaged

in conducting banking business in India under the aegis of

Reserve Bank of India. We are requesting you to kindly register

an FIR against the unknown persons for misappropriation of

money, criminal breach of trust, cheating, forgery, and fraud,

offences have been committed by these persons in conspiracy

with each other and in a planned manner to defraud HSBC by

an amount of Rs. 2, 08,87,798 (Two Crores Eight Lakhs Eighty-

Seven Thousand Seven Hundred and Ninety Eight) as on 20 July

2023. The cases were identified during regular collection follow

ups where the customers were not contactable. It was noted that

these suspects had projected employment with Samsung India

Electronics Private Limited (Samsung India) and were receiving

salary in their HSBC savings account from an account

510101007235670 named as "Samsung Salary Payment" held in

Union Bank of India (UBI). It is suspected that this UBI account

does not pertain to Samsung India and has been created to

mislead the bank into believing that the suspects are employed

with Samsung India. During account transactions review, it was

noticed that post salary credits, the entire amount used to be

immediately withdrawn through ATM by these suspected

individuals. An internal review of records revealed that these

suspects have opened 38 savings accounts with HSBC India.

Post opening the savings accounts and basis their existing

relationship, these suspects managed to avail 28 credit cards

and 3 personal loans from the bank between December 2022 to

June 2023. An individual namely "Sachin Kathuria (Sachin)"

posing as Head of Human Resources at Samsung India

Electronics Private Limited, Two Horizon Centre, 20th Floor,

Sector 43 Gurgaon, had approached 2 bank staff - lamrul

Hague and Hardik Rana (designated as Assistant Manager

Corporate Employee Banker in Plot No 68, Sector 44, Gurgaon)

on different occasions, to open savings account of various

MANOJ KUMAR

2025.12.26 03:17

I attest to the accuracy and

authenticity of this order

CRM-M-53352-2025 3

individuals who as per Sachin had recently joined the aforesaid

company. @amrul Haque and Hardik Rana