IN THE HIGH COURT OF PUNJAB AND HARYANA AT CHANDIGARH

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CRM-M No.7305 of 2026 Date of decision : 1.4.2026 Date of uploading : 1.4.2026 Md. Kasif ………….Petitioner Versus State of Haryana …….Respondent CORAM: HON'BLE MR. JUSTICE SUMEET GOEL Present: Mr. Omkar Chauhan, Advocate, for the petitioner Mr. Gurmeet Singh, AAG, Haryana ---

SUMEET GOEL, J. (ORAL)

1. Present petition has been filed under Section 483 of the Bharatiya Nagarik Suraksha Sanhita, 2023 (for short ‘BNSS’) for grant of regular bail to the petitioner in case FIR No.312 dated 28.8.2025 under Sections 318(4), 319 of Bharatiya Nyaya Sanhita, 2023 (Sections 338, 336(3), 340(2), 61(2) of BNS and Section 66-D of Information Technology Act, 2000 added later on), registered at Police Station Cyber Crime West, Gurugram.

2. The case set up in the FIR in question (as set out in the present petition by the petitioner) is as follows:-

‘1. The Complainant Company received complaints from customers in relation to fraud transactions that happened with the customer by unidentified individual(s)/ group of people through the impersonation of a representative of the Complainant Company. We had received contact details of the individual impersonating as the representative of Complainant Company and proof of payment done by customer in the individual's bank accounts/ UPI ID from certain customers.

2. That the cybercriminals frequently change their mobile numbers to commit fraud with customers. Recently, one stich fraudster, using mobile number 91 7503452749, contacted an employee of the Complainant Company and requested details of newly disbursed customers, including loan number, disbursement amount, processing fee, and mobile number In return, the fraudster offered monetary compensation to the employee in exchange for this confidential information.

3. The complainant companies employees, under the pretext of being associates of the fraudster, disclosed customer data to the fraudster. Subsequently, we have inadvertently provided the fraudster with the following contract numbers 4505155123.4505144513 and 4505158478 and mobile numbers. as customer contact details: 8448394418, 9711789867. and 9813819502 (related to our internal employees) respectively, along with other sensitive information such as custonier naines, loan disbursement amount, EMI amount, EMI Temure, and loan amounts.

4. The frandster subsequently contacted the above-mentioned auinbers using mobile number 91 8252562090 During these calls, he denufied hunsell as "Ashutosh Sharma from Home Credit" when speaking to the numbers 84 181944-418 and 981.3819502, and as "Mohd. Wasim from Home Credit" when speaking to 4711789867. Call recordings related to these commununications are also available to assist with the investigation.

5. Through this deception, the fraudster provided his bank details:-

Account Holder Name: Satyam Kumar Account Number: 171901000015878 IFSC Code 10BA0001719 AND Bank Name: Indian Overseas Bank Account Holder Name. Akhilesh Kumar Account Number: 20312658763 IFSC Code: SBIN0000026 And Bank Name: State Bank of India The fraudster provided the bank details to deceive the customers by posing as a company's representative, with the intent to receive the loun amount into his bank account.

6. It is also brought to your attention that the fraudster has already committed fraud using the details of one of our customers, as outlined below.

Contract Code Customer Name UPI ID on which payment made by customer Mobile No from which call was received by customer Amount paid by customer to fraudster

4502964967 Dipalihomecredit 1290@oksbi 8247575065 7044910687.

65000-

7. That the above act has caused financial damage to the Complainant Company at large and degraded the status of the Company among the people of the state.

In reference to the above recited facts and incidents, it appears that a cognizable offence has been conanitted agamst the Complainant Company. At present, the Cumplamant Company is unable to ascertain the identity of