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2026 Supreme(Online)(P&H) 81589

IN THE HIGH COURT OF PUNJAB AND HARYANA AT CHANDIGARH
Sudeepti Sharma, J
Manoj Kumar – Appellant
Versus
Shyama – Respondent
FAO-2033-2025 (O&M)



Advocates:
For the Appellants/Petitioners: Mukesh Yadav
For the Respondents: Jatin Kumar, Punit Jain

An appellate court will not interfere with a tribunal's finding of forged insurance documents when the analysis of dates, national holidays, and mandatory pre-inspection reports confirms the fraud, nor will it disturb a reasonable assessment of income based on educational qualifications and judicial precedent.

Headnote:(A) Motor Vehicles Act, 1988 - Section 166 - Insurance policy - Allegation of forgery - Pre-inspection note - Held, the Tribunal correctly inferred that the policy relied upon by the appellant was forged as it claimed retrospective validity from a national holiday and predated the mandatory pre-inspection report. (Paras 12, 13, 14, 15, 16)

(B) Motor Vehicles Act, 1988 - Quantum of compensation - Assessment of income - Held, adoption of monthly income at Rs.14,070/- was not excessive given educational qualifications and established legal principles regarding notional income assessment. (Paras 8, 18, 19, 20)

Facts of the case:
The appellants, driver and owner of an offending vehicle, challenged the Motor Accident Claims Tribunal's award, which held them liable for compensation after finding that the insurance policy they produced was forged and fabricated to cover the date of the accident. The appellants also contested the quantum of income assessed for the deceased.

Findings of Court:
The court affirmed the Tribunal’s finding that the insurance policy was a forged document based on chronological inconsistencies and the pre-inspection report. Furthermore, the court held the income assessment of the deceased was reasonable.

Issues: Whether the insurance policy was forged and whether the income of the deceased was excessively calculated by the Tribunal.

Ratio Decidendi: A document (insurance policy) containing patently impossible dates and contradicting pre-inspection records is rightly treated as a forgery; appellate intervention on income assessment is not warranted if the determination is supported by evidence and legal precedent.

Result: Appeal dismissed.

Table of Content
1. overview of the motor accident claim and tribunal proceedings. (Para 1 , 2 , 3 , 4 , 5 , 6)
2. appellants contend the policy is genuine and income assessment is high. (Para 7 , 8 , 9 , 10)
3. establishing forgery through pre-inspection records and chronological impossibility. (Para 12 , 13 , 14 , 15 , 16 , 17)
4. affirming income assessment based on legal precedent and dismissing the appeal. (Para 18 , 19 , 20 , 21 , 22 , 23)

SUDEEPTI SHARMA, J.

1. The present appeal has been filed by the appellants/driver and owner of the offending vehicle against the award dated 07.07.2023 passed in a claim petition filed under Section 166 of the Motor Vehicles Act, 1988 by the Motor Accident Claims Tribunal, Gurugram (for short, 'the Tribunal'), wherein the claim petition filed by the claimants was allowed and appellants/driver and owner of the offending vehicle were made liable to pay the compensation.

BRIEF FACTS OF THE CASE

2. Brief facts of the case are that on 05.10.2016, at about 9:30 P.M., the victim Rakesh Kumar had left the house of Mr. Dheeraj Sharma son of Sh. Bharat Krishan Sharma, resident of House No. 1362, Sector 17-C, Gurgaon on his motorcycle bearing registration No. HR-99-WT-TEMP-4763 for his house. When the victim reached ahead of MDI chowk towards Signature Tower, suddenly a truck came at a high speed, in a rash and negligent manner and high speed and hit the victim motorcycle from back side and due to the said accident the deceased received multiple and grievous injuries on his head, legs and all over his body. The respondent no.1/driver of the offending truck stop his truck after some distance from the accident spot and ran away leaving behind the said truck. Thereafter some passerby admitted the deceased in Kalyani Hospital, Gurgaon but the victim died on the way due to the injuries sustained in the said accident and the medical officer of the said Hospital declared the victim as brought dead.

3. Upon notice of the claim petition, respondents appeared and contested the claim petition by filing their separate written replies denying the factum of accident/compensation.

4. From the pleadings of the parties, the Tribunal framed the following issues:-

“1. Whether the accident took place on dated 05.10.2016 at about 9:45 p.m. due to rash and negligent driving of vehicle No. HR-55N-0775 by respondent No.1 resulting into death of Rakesh Kumar son of Siyaram ? OPP

2. If issue No.1 is proved, whether the claimants are entitled to any compensation, if so to what amount and from whom?OPP

3. Whether the present petition is not maintainable in the present form?OPR

4. Relief”

5. Thereafter, both the parties led their evidence in support of their respective pleadings.

6. After taking into consideration the pleadings and the evidence on record, the learned Tribunal awarded compensation to the claimants and liability to pay compensation was fastened upon appellants/driver and owner of the offending vehicle. Hence, the present appeal.

SUBMISSIONS OF LEARNED COUNSEL FOR THE PARTIES:

7. Learned counsel for the appellants/driver and owner of the offending vehicle submits that the learned Tribunal has gravely erred in fastening liability upon the appellant to satisfy the compensation awarded to the claimants/respondents No.1 to 4, on the untenable and erroneous premise that the insurance policy in question was forged. He further contends that such a finding is not only unsupported by cogent evidence on record but is also perverse in law and facts, having been arrived at without proper appreciation of the material placed before the Tribunal.

8. He further contends that the learned Tribunal has assessed the income of the deceased on an excessively inflated basis, without any reliable documentary proof, thereby leading to an unjust and disproportionate award of compensation. The said determination, according to the appellant, warrants interference and appropriate reduction.

9. On the aforesaid grounds, learned counsel prays tha

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