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2026 Supreme(Online)(P&H) 81632

IN THE HIGH COURT OF PUNJAB AND HARYANA AT CHANDIGARH


FAO-868-2022 (O&M)


NATIONAL INSURANCE COMPANY LTD.

Versus

RANDHIR SINGH AND ORS.


Reserved on: 17.04.2026

Pronounced on: 24.04.2026

Uploaded on : 27.04.2026


Whether only the operative part of the judgment is pronounced? NO

Whether full judgment is pronounced? YES


CORAM: HON'BLE MRS. JUSTICE SUDEEPTI SHARMA


Present: Mr. Vipul Sharma, Advocate

for Mr. Paul S. Saini, Advocate

for the appellant-Insurance Company.

Mr. Lalit Garg, Advocate

for respondent No.3-Oriental Insurance Co. Ltd.

Advocates:
For the Appellants/Petitioners: Vipul Sharma, Paul S. Saini
For the Respondents: Lalit Garg

A driver parking a heavy vehicle on a highway without warning indicators during poor visibility is solely liable for a resulting collision, and death benefits or compassionate assistance received by heirs are not deductible from motor accident compensation.

Headnote:(A) Motor Vehicles Act, 1988 - S. 166 - Negligence in motor accident - Liability of stationary vehicle - Accident occurred due to truck being parked in the middle of a highway during foggy conditions without indicators, parking lights, or reflectors - Testimony of eyewitnesses consistent regarding the negligent parking of the truck - Higher duty of care placed on driver of a stationary vehicle on a highway - Absence of contributory negligence on the part of the bus driver - Standard of proof in MACT cases is preponderance of probabilities. (Paras 1, 12, 13, 14, 17)

(B) Quantum of compensation - Deduction of family benefit schemes - Emoluments received under compassionate assistance rules are not to be deducted from total motor accident compensation - Compensation calculated based on salary and overtime allowances using the multiplier method. (Paras 58, 61, 62)

Facts of the case:
A road accident occurred when a bus traveling from Karnal to Chandigarh struck a stationary truck parked near the divider on the highway in foggy weather conditions, resulting in the death of the bus driver and injuries to passengers, including a claimant. The Tribunal determined the accident was due to the negligence of the truck driver. The insurance company appeals, alleging contributory negligence and excessive compensation.

Findings of Court:
The findings of the Tribunal are affirmed. The court found that the stationary vehicle posed a hazard in poor visibility without adequate warning signals. The bus driver’s actions were validated as an attempt to avoid the collision. The court held that compensation amounts, including salary and overtime, should not be reduced by compassionate assistance benefits received by dependents.

Issues: Whether the accident was caused by the sole negligence of the truck driver, whether the bus driver contributed to the negligence, and whether the quantum of compensation was correctly determined.

Ratio Decidendi: A vehicle parked on a highway, especially during poor weather conditions, without appropriate illumination or warning constitutes a primary act of negligence. Compensatory amounts earned by a decedent through employment contracts cannot be deducted from statutory compensation awarded due to the loss caused by a motor accident.

Result: Appeal dismissed.

SUDEEPTI SHARMA, J.

1. The present appeal has been filed by the appellant-Insurance company against the award dated 26.10.2021 passed in a claim petition filed under Section 166 of the Motor Vehicles Act, 1988 by the Motor Accident Claims Tribunal, Karnal (for short, 'the Tribunal'), wherein the claim petition filed by the claimants was allowed and appellant-Insurance company was made liable to pay the compensation.

BRIEF FACTS OF THE CASE

2. Brief facts of the case are that on 21.12.2017 at about 9.20 A.M., the claimant-injured Randhir Singh had boarded the bus bearing registration no. HR45-B-6252, which was being driven by its driver i.e. respondent no.1 namely Balraj Singh from Karnal to Chandigarh. When the said bus reached near Nilokheri Jhilmil Dhaba on G.T. Road, Karnal, then the driver of the said bus hit the said bus into a truck bearing registration no. HR55-P-0165. Both the said drivers of the vehicles i.e. driver of the bus as well as the driver of the truck were negligent and careless as they were not observing the traffic rules. The driver of the bus was driving the bus in rash and negligent manner without observing the traffic rules and he did not see the truck parked on the G.T. Road. Similarly, the driver of the truck was also careless and negligent as he had parked his truck on the G.T. Road without any indicator as well as light. Due to this accident, the driver of the bus along with so many passengers sustained serious, multiple and grievous injuries. It is further pleaded that the claimant-injured was sitting in the bus just behind the seat of the driver. Due to the impact of this accident, the claimant-injured sustained serious, multiple and grievous injuries including the fracture on his right knee, right leg and right thigh as well as on his back bone and various other abrasions on various parts of his body. The other passengers had also sustained serious, multiple and grievous injuries in the accident in question. After the accident, the claimant-injured was taken to General Hospital, Karnal where he was medico legally examined vide MLR No.KJ-90/17 dated 21.12.2017 and thereafter due to his serious, multiple and grievous injuries, he was shifted to Medline Hospital, Duggal Colony, Karnal for treatment. He has spent an amount of Rs.4,00,000/- on his treatment, medicines, hospitalization, doctor fees, transportation, special diet etc. Operation on his leg was also done by the Doctor. Thereafter, FIR bearing no. 482 dated 21.12.2017 under sections 283 and 304-A IPC was registered with the Police Station Butana, Karnal. It is further pleaded that at the time of accident, claimant-injured was having 30 years of age. He was running a shop of tyre puncture situated at Sambhli Road, Nissing, District Karnal and was earning a sum of Rs.15,000/- per month. He was the only bread earner of his family. But due to the serious, multiple and grievous injuries sustained in the accident in question, he has become crippled and he is even unable to move, walk, sit, climb the stair etc. He is still under treatment. It is prayed that a sum of Rs.20,00,000/- as compensation along with interest at the rate of 18% per annum from the date of accident till its realization may kindly be awarded in favour of the claimant and against the respondents along with cost.

3. Upon notice of the claim petition, respondents appeared and contested the claim petition by filing their separate written replies denying the factum of accident/compensation.

4. From the pleadings of the parties, the Tribunal framed the following issues:-

“1. Whether the accident in question took place on 21.12.2017 at about 9.20 A.M. near Zhilmil Dhaba Nilokheri, G.T. Road, in the area of P.S. Butana, District Karnal on account of rash and negligent driving of offending vehicle i.e. Ashok Leyland Truck bearing registration no. HR55-P-0165 by respondent Bhim Ram resulting into injuries to Randhir Singh, Pooja Tanwar and death of Balraj Singh?OPP.

2. If issue no. 1 is

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