[2026:RJ-JP:8534]

HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR S.B. Civil Writ Petition No. 13793/2025 Ram Chandra Fardoliya S/o Shishu Pal Singh, Aged About 38 Years, R/o Todarwas, Mojas, Jhunjhunu, Rajasthan- 333704 ----Petitioner Versus

1. Reserve Bank Of India, Rambagh Circle Tonk Road, Jaipur- 302004 Through Its Regional Director.

2. Idfc First Bank, Branch, Maan Nagar Near Peeru Singh Circle, Jhunjhunu, District Jhunjhunu Rajasthan Through Its Branch Manager.

----Respondents For Petitioner(s) : Mr. Ajay Kumar for Mr. Ajit Kaswa For Respondent(s) : Mr. Sanjay Srivastava Mr. Adeet Srivastava Mr. Akshay Khandelwal HON'BLE MR. JUSTICE ANUROOP SINGHI

Order

24/02/2026

1. The present writ petition has been filed with the following prayers:-

“It is, therefore, more respectfully prayed that your lordship may graciously be pleased to accept and allow this writ petition and by an appropriate writ of mandamus, order, or direction in nature thereof:

i) The respondents may kindly be directed to forthwith unfreeze the bank account (10065895242, IFSC code : IDFB0042301) of the petitioner.

ii) The respondents may kindly be directed to not freeze the bank account of the petitioner in future without prior notice.

iii) Any other order which this Hon’ble Court may deems fit and proper in the facts and circumstances of the case also be passed in favour of humble petitioners along with cost of writ petition.”

2. Learned counsel for the petitioner submits that the petitioner has never misused the aforesaid bank account for the purpose of illegal transactions and has not committed any cyber crime and has no relation whatsoever to the alleged fraudulent transaction(s).

3. Learned counsel also submits that the petitioner is ready and willing to co-operate with the Investigating Agencies and will appear before the Bank Authorities and the Investigating Agencies as and when called upon.

4. Therefore, learned counsel prays that while the disputed amount which has been received in the petitioner's account may be frozen, the amount other than the disputed amount may kindly be allowed to be withdrawn and the petitioner may be allowed to operate and carry out the banking transactions from the said bank account.

5. Per contra, learned counsel for the respondent – Bank submits that, as per the information received, the disputed amount credited in the petitioner’s bank account is around Rs.5,000/- and the bank account of the petitioner has been frozen in connection with on-going investigation in financial cyber fraud complaint, which is not contested by learned counsel for the petitioner.

6. Learned counsel for the respondent – Bank further submits that the petitioner may be directed not to discontinue the bank account until the investigation is completed or the criminal case is decided.

7. Learned counsel for the petitioner agrees with the submissions made by learned counsel for the respondent – Bank.

8. Heard learned counsel for the parties.

9. In view of the submissions so made, this Court is of the considered view that merely because a certain amount has been transferred to the petitioner's bank account in an alleged fraudulent transaction, the act of freezing the entire bank account and imposing complete restriction on banking transactions at this stage will seriously prejudice the rights of the petitioner. At the most, the Bank can keep a lien on the amount to the extent it relates to the alleged fraudulent transaction(s) credited in the petitioner’s bank account.

10. Consequently, this writ petition is disposed of with a direction to the respondent – Bank to de-freeze the bank account No. 10065895242 of the petitioner maintained at IDFC First Bank, Ground Floor, Plot No.14A, Water Works Colony, Mann Nagar, Near Peeru Singh Circle, Jhunjhunu, and the petitioner may be allowed to operate and carry out banking transactions in the said bank account over and above the disputed amount, in accordance with law. However, the disputed amount i.e., Rs.5,000/- which has