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2026 Supreme(Online)(Raj) 11255

HIGH COURT OF RAJASTHAN (JAIPUR BENCH)
Sandeep Taneja, J
National Insurance Company Limited – Appellant
Versus
Lata – Respondent
S.B. Civil Miscellaneous Appeal No. 4915/2019|S.B. Civil Miscellaneous Appeal No. 1278/2020



Advocates:
For the Appellants/Petitioners: Vinod Tyagi, Vinay Mathur
For the Respondents: Vinod Tyagi, Vinay Mathur

In motor accident claim cases, liability is determined based on the 'preponderance of probability' rather than proof beyond reasonable doubt. Once the initial burden of proving the accident's occurrence and vehicle involvement is discharged by claimants, the burden shifts to the insurer to provide evidence of non-involvement.

Headnote:(A) Motor Vehicles Act, 1988 - Sections 133, 134 - Indian Penal Code, 1860 - Sections 279, 304-A - Motor accident claim - Liability and quantum - Preponderance of probability - It is a well-settled principle of law that motor accident claim cases are decided on the basis of preponderance of probability rather than proof beyond reasonable doubt - Filing of closure report by the investigating authority due to untraceable vehicle does not negate subsequent involvement established through a supplementary charge-sheet - Insurance company failed to cross-examine or rebut the supplementary charge-sheet - Appellate court will not interfere with factual findings unless there is legal infirmity - Compensation calculation must include all perks/allowance components like house rent and uniform washing allowance in the income of deceased - Compensation recomputed with a multiplier of 13 and additions for future prospects. (Paras 8, 14, 16, 20, 22)

Facts of the case:
The deceased Bhagchand succumbed to injuries after being hit by a motorcycle by a car while travelling. Initially, police filed a closure report based on an unknown vehicle. Following a protest petition, re-investigation led to a supplementary charge-sheet naming the driver and vehicle. Claims were filed seeking compensation. The Tribunal awarded compensation, which was appealed by both the insurance company (denying liability) and the claimants (seeking enhancement).

Findings of Court:
The court upheld the liability of the insurance company, finding the insurance company failed to rebut the evidence presented by the claimants in the supplementary charge sheet. It also allowed the enhancement of compensation by re-computing the income of the deceased without deducting house rent and uniform allowances and including future prospects.

Issues: Whether the offending vehicle was involved in the accident, and whether the tribunal erred in deducting specific allowances from the salary for calculating compensation.

Ratio Decidendi: In motor accident claims, the burden of proof is based on the preponderance of probability, not beyond reasonable doubt. A supplementary charge-sheet naming the vehicle and driver, supported by oral testimony, is sufficient to establish involvement unless cogent rebutting evidence is produced by the insurer. Furthermore, allowances like house rent and uniform washing are perquisites that must be considered part of the gross income when calculating dependency compensation.

Result: Insurance company's appeal dismissed; claimants' appeal allowed with enhancement of compensation.

Table of Content
1. overview of the appeal background, accident facts, and tribunal proceedings. (Para 1 , 2 , 3 , 4)
2. contentions regarding vehicle identification, supplementary charge-sheet validity, and income computation. (Para 5 , 6)
3. legal standard of 'preponderance of probability' to establish accident and vehicle involvement. (Para 7 , 8 , 9 , 10 , 11 , 12 , 13 , 14 , 15 , 16 , 17 , 18)
4. calculation of compensation, inclusion of perquisites, and final distribution. (Para 19 , 20 , 21 , 22 , 23 , 24 , 25 , 26 , 27 , 28 , 29)

HON'BLE MR. JUSTICE SANDEEP TANEJA

Order

02/04/2026

1. These appeals arise out of a judgment and award dated 19.06.2019 passed by the learned Motor Vehicle Accident Claims Tribunal (Additional District Judge No.1) Bayana, Bharatpur in MAC Case No.82/2013. The appellant- Insurance Company (hereinafter referred to as ‘Insurance Company’) has preferred S.B. Civil Miscellaneous Appeal No. 4915/2019 assailing the impugned judgment and award and the appellants- claimants (hereinafter referred to as ‘claimants’) have preferred S.B. Civil Miscellaneous Appeal No.1278/2020 for enhancement of compensation.

2. Brief facts of the case are that on 21.02.2013, Bhagchand (since deceased) was going on a motorcycle to Sarsena. At about 03:00 PM, when Bhagchand reached at Sarsena Mod, a Maruti Car bearing registration No. RJ-05-C-2768, being driven by respondent No.1, in a rash and negligent manner, hit the motorcycle, as a result, Bhagchand succumbed to injuries on 25.02.2013.

3. The claimants filed a claim petition seeking compensation to the tune of Rs. 53,19,000/- under different heads. The non-claimants respondents i.e. driver and owner of the Maruti car appeared before the learned Tribunal and denied the involvement of the said vehicle as well as the liability to pay any kind of compensation to the claimants. The Insurance Company also filed reply to the claim petition and denied the occurrence of the accident as also its liability to pay any compensation.

4. On the basis of the pleadings, the learned Tribunal framed four issues. The claimants examined three witnesses Lata (AW-1), Narendra Sharma (AW-2) and Santosh Kumar Meena (AW-3) and also produced documentary evidence (Exhibit-1 to 15-A) in support of their case. On the other hand, owner and driver of the Maruti car and also the Insurance Company neither examined any witness nor produced any documentary evidence. After evaluating the evidence, adduced by the parties, learned Tribunal partly allowed the claim petition filed by the claimants.

5. Learned counsel appearing on behalf of the Insurance Company submitted that the offending vehicle has been falsely involved in the accident as the number and make of the alleged vehicle was not mentioned in the FIR and no such vehicle was found at the place of occurrence. Learned counsel further submitted that the damaged Maruti car was seized on 01.07.2013, whereas the Mechanical Inspection Report is dated 01.06.2013. Learned counsel further submitted that the learned Tribunal has erred in not appreciating the fact that initially FIR was lodged against an unknown vehicle, which was untraceable by the police, resulting into filing of closure report of the case and further erred in awarding the compensation merely on the basis of the supplementary charge-sheet filed by the investigating authority.

6. On the other hand, the learned counsel for the claimants opposed the submissions advanced by the learned counsel for the Insurance Company and submitted that initially, a closure report was proposed by the investigating authority. However, upon a protest petition filed by the claimants, learned Additional Chief Judicial Magistrate, Bayana, District Bharatpur, directed for re-investigation of the matter. After re-investigation, a supplementary charge-sheet was filed by the investigating authority, wherein the offences under Sections 279 and 304-A of IPC were found to be made out against the driver of the offending vehicle.

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