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2026 Supreme(Online)(Raj) 19080

HIGH COURT OF JUDICATURE FOR RAJASTHAN AT JODHPUR
Sanjeet Purohit
Roha Housing Finance Pvt. Ltd – Appellant
Versus
State Of Rajasthan – Respondent
S.B. Civil Writ Petition No. 12364/2026



Important Points

Police authorities are obligated to provide assistance in restoring possession of a mortgaged property to a secured creditor if legal possession had already been established and was subsequently disrupted by forcible trespass.

Subject

Banking - SARFAESI Act

Headnote

The petitioner bank sought directions under Article 226 of the Constitution of India for the removal of trespassers from a mortgaged property. The bank had previously taken possession of the property on 28.01.2026 with police aid under the Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002, after the borrowers were declared NPA. However, the borrowers forcibly re-entered the property, and despite complaints, the police authorities failed to act. The primary issue was whether the police authorities are obligated to restore possession to the bank after a legal takeover was disrupted by forcible entry. The court reasoned that failing to allow the bank to regain possession would amount to a "clear case of defiance of law" and that the police are under an obligation to act in consonance with the law. With aforesaid directions, present writ petition stands disposed of.

Advocates:
For the Appellants/Petitioners: Tarun Dudia
For the Respondents:

Order

1. Learned counsel for the petitioner submits that in another writ petition involving similar controversy, Co-ordinate Bench of this Court passed interim order dated 04.05.2026 in S.B. Civil Writ Petition No. 9512/2026 titled Roha Housing Finance Pvt. Ltd. v. State of Rajasthan

2. Instant writ petition under Article 226 of the Constitution of India has been filed with following prayers:-

a) “The present writ petition may kindly be allowed.

b). Respondent No. 2 and 3 may kindly be directed to forthwith remove trespasers from the property viz “All the part and parcel of the property of Patta No. 64, Araji No. 1119/1, Village Malit Kheda, Patwar Halka Mali Kheda, District Bhilwara – 311603 (Rajasthan)” which was in physical possession of the petitioner company and to take further steps in handing over the vacant and physical possession of the said property to the Authorized Officer of the petitioner company in time bound manner without levy of any charges as directed in order dated 29.11.2025;

c). Any other order of direction, which this Hon’ble deems fit and proper in the facts and circumstance of the present case may kindly be passed in favour of the humble petitioner.”

3. Learned counsel for the petitioner submits that petitioner is a Bank and it had granted loan to respondent Nos. 4 & 5. Since the loan amount was not repaid by respondent Nos. 4 & 5, therefore, they were declared as NPA and proceedings under Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (for short ‘the Act of 2002’) were against them and possession of mortgaged property was taken over by petitioner- Bank with the aid of police on 28.01.2026.

4. It is further submitted that, after possession of mortgaged property being taken over by the petitioner- Bank, respondent Nos. 4 & 5 forcibly entered the mortgaged property by breaking in. It is contended that such acts of respondent Nos. 4 & 5 tantamount to assault on the rule of law. In these circumstances, petitioner- Bank approached the SHO, Kotdi, District Bhilwara for restoring the possession of mortgaged property but till date, no action has been taken thereupon by them.

5. Learned counsel further submits that it is a sorry state of affairs that despite repeated requests, police authorities have maintained a studies silence in the matter and have not taken any action pursuant to the complaint registered by petitioner – Bank. Learned counsel thus prays that Superintendent of Police, Bhilwara and SHO, Kotdi, District Bhilwara be directed to act upon applications/ representations filed by petitioner – Bank for securing possession of mortgaged, property keeping in view the fact that possession of property in dispute had already been taken over by petitioner – Bank with police aid on 28.01.2026.

6. Heard learned counsel for the petitioner. Perused the material available on record.

7. Having considered the facts and circumstances of the case, this Court deems it just and appropriate to dispose of present writ petition with directions to respondent No. 2 Superintendent of Police, Bhilwara and respondent No. 3 SHO, Kotdi, District Bhilwara to act immediately and take appropriate action for restoring the possession of mortgaged property to petitioner - bank, in accordance with law. This Court is compelled to observe that if petitioner – bank is not allowed to take possession of said property, it will amount to clear case of defiance of law and, therefore, the Superintendent of Police, Bhilwara and SHO, Kotdi, District Bhilwara are under an obligation to act in consonance with the provisions of law for restoring the possession of petitioner given that the petitioner has already approached them.

8. It is expected from respondent Nos. 2 and 3 that appropriate action for restoring the possession of mortgaged property in favour of petitioner- bank will be taken by them within a period of fifteen days from the date of receipt of certif

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