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2009 Supreme(Online)(SC) 22

SUPREME COURT
, , JJ
Krishna Food and Baking Industry P. Ltd. v. New India Assurance Co. Ltd. and Another


Table of Content
1. overview of appeals and background of claims. (Para 1 , 2 , 3)
2. details of insurance policies and claims made. (Para 4 , 5 , 6)
3. arguments presented by complainants regarding claims. (Para 21 , 22 , 24)
4. court's reasoning on claims and insurance coverage. (Para 30 , 43)
5. final judgment on appeals and compensation. (Para 44)

1 All these appeals have been filed against a common judgment and order dated June 01, 2001 passed by the National Consumer Disputes Redressal Commission ('National Commission' for short) in Original Petition No. 194 of 1994 and companion matters. These appeals are filed under S.23 of the Consumer Protection Act, 1986 (hereinafter referred to as 'the Act').

3. M/s Krishna Flour and Oil Mills ('Mill' for short) is a partnership firm while M/s Krishna Food and Baking Industry Pvt. Ltd. ('Company' for short) is a company registered under the Companies Act, 1956 as applicable to the State of Jammu & Kashmir. Both the units were located in Nawab Bazar, Srinagar, in the State of Jammu & Kashmir. Both were sister concerns. Rajendra Kumar Sawhney was Chairman of the Company as also main partner of the Mill. The Company was dealing in manufacturin































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