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2026 Supreme(Online)(SC) 519

SUPREME COURT OF INDIA
Manoj Misra, Pamidighantam Sri Narasimha, JJ
Virinder Pal Singh – Appellant
Versus
Punjab And Sind Bank – Respondent


Table of Content
1. procedural background and factual context of the appeal. (Para 1 , 2 , 3)
2. dispute on whether post-retirement penalty is maintainable under extant service regulations. (Para 4 , 5 , 6 , 7 , 8 , 9 , 10)
3. assessment of disciplinary merits, emphasizing the duty to ensure loan end-use and non-interference with inquiry findings. (Para 12 , 13 , 14 , 15 , 16 , 17 , 18 , 19 , 20 , 21 , 22)
4. interpretation of statutory fiction in service regulations permitting continuation of disciplinary proceedings post-superannuation. (Para 23 , 24 , 25 , 26 , 27 , 28 , 29 , 30 , 31 , 32 , 33 , 34 , 35)
5. establishes that disciplinary proceedings instituted prior to retirement can be brought to a logical conclusion and penalties are enforceable. (Para 36 , 37 , 38 , 39)

MANOJ MISRA, J.

1. Leave granted.

2. This appeal impugns judgment and order of the High Court of Punjab and Haryana at Chandigarh1 dated 23.02.2023 in LPA No. 370 of 2018 which arose out of CWP No. 12865 of 2014.

FACTS

3. In brief, facts relevant for deciding this appeal are as follows:

Signature Not Verified

Digitally signed by CHETAN ARORA Date: 2026.03.19

Reason:

1 High Court

(i) The appellant while in service of Punjab &

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