Order

F.A. No. 709 of 2013 F.A. No. 710 of 2013 Heard learned counsel for both the parties.

2. Since both the appeals arise out of two complaint cases but issues are same and the OPs are same, both the appeals are heard analogously. This common order shall govern the result of both the appeals.

3. These appeals are filed u/s 15 of the erstwhile Consumer Protection Act, 1986 (hereinafter called the ‘Act’). Parties to these appeals shall be referred to with reference to their respective status before the learned District Forum.

4. The case of the complainant in CC No. 115 of 2011 is that he being a business man has opened a PPF account through postal agent on 31.3.1999 for initial deposit of Rs.2,000/-. It is alleged that the complainant is residing in a HUF and the complainant being the Karta of his own family opened the PPF Account bearing No. 482 and also having separate pan card. It is also alleged by complainant that his two brothers are also residing separately and they being karta of their respective HUF also opened two separate PPF accounts in 1999. It is also revealed that the complainant has deposited money in very year till audit objection received. It is stated that originall