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2025 Supreme(Online)(SCDRC) 364

STATE CONSUMER DISPUTES REDRESSAL COMMISSION
Mr. Justice T G Shivashankaregowda, PRESIDENT, Mrs. Divyashree M, LADY MEMBER
THE INCHARGE HEAD THE MANAGER – Appellant
Versus
SMT M RADHA – Respondent


Advocates:
For the Appellants/Petitioners: Mr Prashant T Pandit
For the Respondents:

Table of Content
1. insurance claim following fire incident details. (Para 4 , 5)
2. insurance company's defense regarding claim assessment. (Para 6 , 9)
3. legal weight of surveyor's report and errors in district commission's assessment. (Para 10 , 11 , 12)
4. modification of claim amount based on established loss. (Para 14)

PER: Mr JUSTICE T G SHIVASHANKAREGOWDA: PRESIDENT This is an Appeal filed u/s 41 of the Consumer Protection Act, 2019 by OP/Appellant, challenging the Order dated 20.09.2024 passed in Consumer Complaint No.151/2023 by the District Consumer Disputes Redressal Commission, Mysuru (for short, the District Commission).

2. Appellant is the OP, Respondent No.1 is the Complainant and Respondents No.2 & 3 are the children of Complainant, respectively before the District Commission. For the sake of convenience, the rank of the parties will be referred to as per the status before the District Commission. 3. The brief facts of the case are that, the husband of Complainant No.1 and father of Complainants No.2 & 3 by name M S Jagdish owns a Shop bearing No.311/2 in the name and style of ‘M/s Amruth Corner’ dealing with Pooja Items situated at Devaraja Market, Mysuru. During his

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