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2025 Supreme(Online)(SCDRC) 1003

STATE CONSUMER DISPUTES REDRESSAL COMMISSION
MR. NARESH KATYAL, MR. SURESH CHANDER KAUSHIK, JJ
NATIONAL INSURANCE CO.LTD. – Appellant
Versus
MAHIPAL SINGH RANA – Respondent


Advocates:
For the Appellants/Petitioners: MR. S.S. SIDHU
For the Respondents: MR. MUKESH KUMAR SHARMA

Table of Content
1. incident details and complaint background. (Para 3 , 4)
2. court's analysis of evidence and non-cooperation. (Para 6)
3. arguments regarding claim processing. (Para 9 , 10)
4. legal implications of non-cooperation. (Para 12)
5. final order and implications for appeals. (Para 13 , 14 , 16 , 17)

ORDER

NARESH KATYAL, JUDICIAL MEMBER:

Delay of 33 days in filing of appeal No. 1047 of 2018 by insurer and delay of 137 days in filing of Appeal No. 879 of 2018 by complainant stand condoned for reasons mentioned in their respective applications seeking condonation of delay and accompanying affidavit which, in opinion of this Commission constitutes ‘sufficient cause’

2. By this order; above mentioned two cross appeals are being disposed off. In both these appeals; legality of order dated 17.01.2018 passed by learned District Consumer Disputes Redressal Forum-Kurukshetra (In short “District Commission”) has been questioned separately.

3. Factual matrix: Complainant is owner of car No.HR-26U-0018. It was insured with OP vide policy valid from 17.05.2012 to 16.05.2013. On 06.12.2012, he was coming from village: Bajghera to Kurukshetra. On the way at about 6:15 PM, he stopped his car fo

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