STATE CONSUMER DISPUTES REDRESSAL COMMISSION UTTARAKHAND DEHRADUN Date of Admission: 09.03.2023 Date of Final Hearing: 24.04.2025 Date of Pronouncement: 14.05.2025 SC/5/A/41/2023 Agriculture Insurance Company of India Limited through its Regional Manager, Regional Office

56, Rajpur Road (Behind Hotel Classic)

Dehradun, Uttarakhand – 248001 (Through: Smt. Anjali Gusain, Advocate)

…… Appellant Versus

1. Sh. Shahid Hussain S/o Sh. Saidudeen R/o Village Bailjuri, P.O. Kunda Tehsil Kashipur, District Udhamsingh Nagar (Through: Sh. S.M. Joshi, Advocate)

2. Branch Manager, Udhamsingh Nagar District Co-operative Bank (Through: Sh. Chetan Jain, Advocate)

…… Respondents Coram:

Ms. Kumkum Rani, President Mr. B.S. Manral, Member

ORDER

(Per: Ms. Kumkum Rani, President):

The present appeal has been directed against the impugned judgment and order dated 31.01.2023 passed by learned District Consumer Disputes Redressal Commission, Udhamsingh Nagar (hereinafter to be referred as “The District Commission”) in consumer complaint No. 78 of 2019, styled as Sh. Shahid Hussain Vs. Branch Manager, Udhamsingh Nagar District Co-operative Bank and another, wherein and whereby the consumer complaint was allowed and the