STATE CONSUMER DISPUTES REDRESSAL COMMISSION UTTARAKHAND DEHRADUN Date of Admission: 11.10.2022 Date of Final Hearing: 05.05.2025 Date of Pronouncement: 26.05.2025 SC/5/A/205/2022 Smt. Saroj Seth W/o late Sanjay Set R/o House No. 700, Tankiwali Gali Arya Nagar, Jwalapur District Haridwar (Through: Sh. Deepak Ahluwalia, Advocate)

…… Appellant Versus

1. Manager (Claims)

HDFC ERGO General Insurance Company Limited Ranipur More, Haridwar

2. Assistant Vice President (Claims)

HDFC ERGO General Insurance Company Limited Office No. 306, 3^rd Floor, Pearl Best Heights Netaji Subhash Palace, Pitampura New Delhi – 110034 (Respondent Nos. 1 & 2 Through: Sh. Rahul Gupta, Advocate)

3. T&T Motors

212, Okhla, Phase – 3 New Delhi (Through: None)

…… Respondents Coram:

Ms. Kumkum Rani, President Mr. B.S. Manral, Member

ORDER

(Per: Ms. Kumkum Rani, President):

This appeal has been directed against the impugned judgment and order dated 29.08.2022 passed by learned District Consumer Disputes Redressal Commission, Haridwar (hereinafter to be referred as “The District Commission”) in consumer complaint No. 349 of 2021, styled as Smt. Saroj Seth Vs. Manager (Claims), HDFC ERGO General Insurance Company Limited and oth