ADDITIONAL BENCH STATE CONSUMER DISPUTES REDRESSAL COMMISSION, PUNJAB, CHANDIGARH.

First Appeal No.599 of 2023 Date of institution : 07.09.2023 Reserved on : 28.05.2025 Date of decision : 02.07.2025

1. TATA AIA Life Insurance Company Limited through its Managing Director/CEO/ Principal Officer having its Registered and Corporate Head Office at 14^th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai 400013.

2. Tata AIA Life Insurance Limited, Amritsar through its Principal Officer 3^rd Floor, SCO 25, Ranjit Avenue, Near Cafe Coffee Day, Amritsar 143001.

Through Sh. Harsimran Singh, Assistant Vice President (Legal) Tata AIA Life Insurance Company Ltd., SCO No.2939-2940, 2^nd Floor, Sector 22-C, Chandigarh.

…..Appellants/Opposite Parties No.1 &2 Versus

1. Manmohan Singh Aulakh S/o Jaswant Singh R/o Opposite Power House 66 KV Fatehgarh Road, Near BLD School, Ajnala, Amritsar, 143103 # 9780776366.

Respondent No.1/complainant

2. HDFC Bank, Amritsar having Branch at Green Avenue: Address:-

Centre One Mall, Old Jail Road, Opposite District Shopping Complex, Ranjit Avenue, Amritsar 143001 through its Branch Manager/Principal Officer.

….Respondent No.2/Opposite Party No.3