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STATE CONSUMER DISPUTES REDRESSAL COMMISSION
Harinderpal Singh Mahal, Presiding Judicial Member, Kiran Sibal, Member
Surinder Kumar Mahajan through his Legal Heirs – Appellant
Versus
National Insurance Company Limited – Respondent
| Table of Content |
|---|
| 1. background of the insurance claim and initial dismissal. (Para 1 , 2 , 3 , 4) |
| 2. exclusion clause and its implications on the claim. (Para 8 , 9 , 10) |
| 3. final verdict upholding dismissal of the appeal. (Para 11 , 12) |
Mr.Harinderpal Singh Mahal, Presiding Judicial Member Mrs.Kiran Sibal, Member Present:-
For the appellant : Sh.Kushagra Mahajan, Advocate For the respondent : Ex-parte HARINDERPAL SINGH MAHAL, PRESIDING JUDICIAL MEMBER This appeal has been preferred by the appellant/complainant- Surinder Kumar against the order dated 16.08.2022 passed by District Consumer Disputes Redressal Commission, Barnala (in short ‘District Commission’) (decided at Camp Court Amritsar) whereby the complaint filed by the complainant under the Consumer Protection Act (in short ‘the Act’)
was dismissed.
It would be apposite to mention that hereinafter the parties will be referred, as have been arrayed before the District Commission.
2. Briefly stated facts of the complaint are that the complainant obtained National Mediclaim Insurance Policies bearing Nos.401900/48/15/8500002545 and 3052 from the opposite party. The premium was paid by the complainant continuously for the period of 15 y
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