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STATE CONSUMER DISPUTES REDRESSAL COMMISSION
HON’BLE JUSTICE SANGITA DHINGRA SEHGAL, PRESIDENT, HON’BLE MS. PINKI, JUDICIAL
MRS. MARG SHREE – Appellant
Versus
NATIONAL INSURANCE CO. LTD. – Respondent
| Table of Content |
|---|
| 1. establishing insurable interest requires valid ownership. (Para 1 , 2) |
| 2. the appeal outlines the appellant's contention against the respondent's denial of the insurance claim. (Para 3 , 4) |
| 3. a lack of ownership transfer dismisses the validity of the insurance claim. (Para 8 , 9 , 10 , 11) |
| 4. the appeal is ultimately dismissed, upholding the previous decision. (Para 13 , 14 , 15 , 16) |
JUDGMENT
1. The facts of the case as per the District Commission record are as under:
“1. ….late husband of the complainant was the registered owner of the vehicle bearing no, DL-10CB-6395 make Tevera Neo 3 LT-7(C)-BS4, Chassis No. MA6AB CBDCBH00310 and Engine No. G2408512800930, which was duly insured with the OP vide Insurance Policy no. 360400311710001297 valid from 19.05.2017 to 18.05.2018. Husband of the complainant, namely, Sh. Chhavi Nath Singh expired on 28.10.2013. She got the insurance policy transferred in her name. On 10.02.2018, the vehicle was parked outside residence of complainant’s son. It was found missing at 02:10 AM on 11.02.2018. A call was made at No. 100 and Police was informed about theft of the vehicle, An e-FIR bearing no. 04559/18 dated 11.02.2018 was registere
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