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STATE CONSUMER DISPUTES REDRESSAL COMMISSION
Mr JUSTICE T G SHIVASHANKARE GOWDA, PRESIDENT, Mrs M DIVYASHREE, LADY MEMBER
M/s Royal Sundaram Alliance Ins. Co. Ltd. – Appellant
Versus
Smt Alam Bee Alias Ayyamma – Respondent
| Table of Content |
|---|
| 1. insured was not compliant with vehicle registration laws. (Para 3 , 4) |
| 2. district commission applied non-standard basis incorrectly. (Para 7 , 10) |
| 3. defense claims fundamental breach of insurance policy. (Para 8 , 9) |
| 4. court identifies erroneous reliance on previous case law. (Para 11 , 13) |
| 5. court concludes with dismissal of the consumer complaint. (Para 14) |
:ORDER:
ORAL PER:Mr JUSTICE T G SHIVASHANKARE GOWDA: PRESIDENT
This is an Appeal filed u/s 15 of Consumer Protection Act 1986 by the OP, challenging the Order dated 04.09.2014 passed in Consumer Complaint No.189/2013 by District Consumer Disputes Redressal Commission, Bellary (for short, the District Commission).
2. Appellant was the OP1 and Respondent No.1 was Complainant No.1 & Respondents No.2 to 4 were children of Complainant No.1 before the District Commission. For the sake of convenience, the rank of the parties shall be referred to as per the status before the District Commission.
3. The brief facts of the case are that, one Basavaraj (deceased) is the owner of a Tata Victa Car bearing Regn No.KA-35TR-1505. He is the husband of the Complainant. The deceased had obtained policy of insurance for a Passenge
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