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STATE CONSUMER DISPUTES REDRESSAL COMMISSION
DR. SRIKANTH PANDEY, PRESIDING MEMBER, DR. MONIKA MALIK, MEMBER
NEW INDIA ASSURANCE CO.LTD. – Appellant
Versus
PREM NARAYAN NAYAK – Respondent
| Table of Content |
|---|
| 1. description of the claim and the district commission's order. (Para 2 , 3 , 4) |
| 2. insurance company's arguments against the district commission's order. (Para 6 , 7) |
| 3. analysis of legal requirements for vehicle permits. (Para 8 , 9 , 10) |
| 4. clarification of permit requirements and insurance policy implications. (Para 11 , 12 , 13) |
| 5. analysis of permit requirements under the act (Para 14 , 15) |
| 6. court's ruling and overall decision on the complaint. (Para 16 , 18 , 20) |
| 7. breach of terms due to lack of valid permit (Para 17) |
O R D E R
(Passed On 07.05.2025)
The following order of the Commission was delivered by Dr.
Monika Malik, Member:
This appeal by the opposite party/appellant-New India Assurance Company Limited (hereinafter referred to as ‘insurance company’) is directed against the order dated 03.07.2020 passed by the District Consumer Disputes Redressal Commission, Damoh (for short the ‘District Commission’) in C. C. No. 111/2019 whereby the complaint filed by the complainant/respondent has been partly allowed.
2. Briefly put, facts of the case as narrated by the complainant are that his vehicle-Bolero bearing registration number MP-34 T-0796 was insured with the oppo
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