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STATE CONSUMER DISPUTES REDRESSAL COMMISSION
Inder Singh Mehta, President
Care Health Insurance Limited – Appellant
Versus
Lokesh Kumar – Respondent
| Table of Content |
|---|
| 1. background of the complaint regarding insurance claims. (Para 2 , 3 , 12) |
| 2. arguments regarding the insurance claim and need for proof. (Para 10) |
| 3. court observations concerning the evidentiary requirements. (Para 11 , 21) |
| 4. court's decision based on lack of evidence for claim substantiation. (Para 18 , 23) |
Justice Inder Singh Mehta, President O R D E R:
Present appeal is preferred against the order dated 04.04.2023 of learned District Commission, Kangra at Dharamshala, H.P. passed in consumer complaint No.153/2019 titled Lokesh Kumar & Anr. Versus Care Health Insurance Limited & Anr., whereby the complaint filed by the complainants was allowed and opposite party No.1/Insurance company was directed to pay a sum of Rs.10,00,000/- to the complainants along with interest @ 9% per annum from the date of complaint
i.e. 03.08.2019 till its realization. The opposite party No.1/Insurance company was further directed to pay compensation to the complainants to the tune of Rs.50,000/-, besides litigation cost of Rs.15,000/-.
Brief facts of the Case:
2. Briefly, case of the complainants is that predecessor-in
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