IN THE DELHI STATE CONSUMER DISPUTES REDRESSAL COMMISSION Date of Institution: 08.08.2022 Date of Hearing: 02.07.2024 Date of Decision: 06.09.2024 FIRST APPEAL NO-134/2022 IN THE MATTER OF MR. AJAY GUPTA R/O A-84, SURAJ MAL VIHAR, DELHI-110093 …APPELLANT (Through: Ms. Sarita Pandey, Advocate, Mob.9205174429 &

Email: sarita@tclindia.in)

VERSUS STAR HEALTH AND ALLIED INSURANCE CO. LTD., A COMPANY INCORPORATED UNDER THE COMPANIES ACT HAVING ITS OFFICE AT

209/210, LAXMI DEEP BUILDING, DISTRICT CENTRE, LAXMI NAGAR, DELHI-110092 ALSO AT:

1ST FLOOR, HIMALAYA HOUSE, 23, KASTURBA GANDHI MARG, NEW DELHI-110001 ALSO AT:

1, NEW TANK STREET, VALLUVARKOTTAM HIGH ROAD, NUNGAMBAKKAM, CHENNAI-600034 ….RESPONDENT (Through: Mr. Naveen Pandey, Advocate, Mob. 9968893528 &

Email: advnaveen2468@gmail.com)

CORAM:

HON’BLE JUSTICE SANGITA DHINGRA SEHGAL (PRESIDENT)

HON’BLE MS. PINKI, MEMBER (JUDICIAL)

Present: Ms. Anushka Bhatnagar, counsel for the Appellant.

(Mob.9958183837 & Email: anushka@tclindia.in)

Mr. Naveen Pandey, counsel for the Respondent Mob. 9968893528&Email:advnaveen2468@gmail.com PER : HON’BLE PINKI, MEMBER (JUDICIAL)

JUDGMENT

1. The facts of the case as per the District Commission record are as under:

“The