ADDITIONAL BENCH STATE CONSUMER DISPUTES REDRESSAL COMMISSION, PUNJAB, CHANDIGARH Date of Institution : 28.03.2023 Date of Reserve : 08.05.2024 Date of Decision : 04.06.2024 Punjab National Bank, a body corporate constituted under the Banking Companies (Acquisition & Transfer of Undertaking) Act, 1970, having its Head Office at Plot No.4, Sector 10, Dwarka, New Delhi and having its branches at different places including one at Tehsil Majitha Amritsar, District Amritsar (Pb.), through its Constituted Attorney/Sr.Manager, Circle SASTRA, Amritsar.

…..Petitioner/OP Versus

1. Satwinder Singh aged 55 years S/o Harbhajan Singh R/o Village Nag Khurd, P.O. Nag Kalan, Amritsar (Pb.).

2. Satmit Singh aged 30 years S/o Sh.Satwinder Singh, R/o Village Nag Khurd, P.O. Nag Kalan, Amritsar (Pb.) through his special power of attorney S.Satwinder Singh S/o Harbhajan Singh.

3. PNB Metlife India Insurance Company Limited through its Manager SCO 28, 3^rd Floor, Taneja Towers, District Shopping Complex, B-Block, Ranjit Avenue, Amritsar, Punjab.

…..Respondents Revision Petition under the Consumer Protection Act, 2019 against the order dated 31.01.2023 of the District Consumer Disputes Redressal Commission, Amr