SupremeToday Landscape Ad
Back
Next
Judicial Analysis Court Copy Headnote Facts Arguments Court observation
Listen Audio Icon Pause Audio Icon
judgment-img

2025 Supreme(Online)(SCDRC) 12596

STATE CONSUMER DISPUTES REDRESSAL COMMISSION
CHOLAMANDLAM MS GENERAL INSURANCE COMPANY LIMITED – Appellant
Versus
RATAN KANWAR – Respondent
SC/CB1/8/A/7/2023



Petitioner Advocates:AADITYA SINGH 8561837038 ,Respondent Advocate: S R BAMNIYA

jkT; miHkksDrk fookn izfrrks"k vk;ksx] cSap] tk/s kiqj …jkt0‰

vihy la[;k 07@2023

1- pksykeaxye ,e-,l- tujy bU’;ksjsla dEiuh fyfeVMs ] jftLVMZ ,oa eq[;

dk;kZy; f}rh; eafty] njh gkml 2 ,u-,l-lh- ckWl jksM] psUubZ …rfeyukMw‰

2- pksykeaxye ,e-,l- tujy bU’;ksjsla dEiuh fyfeVsM] ’kk[kk dk;kZy;

ds0 ih0 VkWoj f}rh; eafty] vks-,l- eksVlZ ds lkeus] ckWEcs eksVj lfdZy ds ikl] vij pkSikluh jksM] tks/kiqj …jkt0‰ tfj;s vf/kd‘r gLrk{kjdrkZ Jh jksfgr tSu iq= Jh ts0 ds0 tSu tkfr& fgUnw gky dk;Zjr yhxy eSustj pksykeaxye ,e-,l- tujy bU’;ksjsal dEiuh fyfeVsM] tks/kiqjA &&vihykFkhZx.k@foi{khx.k cuke Jhefr jru dWoj ifRu Jh iwue flag fuoklh& [kkjMh rglhy ekjokM taD’ku ftyk ikyh …jktLFkku‰

&&izR;fFkZ;k@ifjokfn;k le{k ekuuh; Jh vrqy dqekj pVthZ] lnL; …U;kf;d‰

ekuuh; Jh fy;kdr vyh] lnL;

&&&&&

mifLFkr %

vihykFkhZx.k@foi{khx.k dh vksj ls Jh vuh"k vgen] vf/koDRkkA izR;fFkZ;k@ifjokfn;k dh vksj ls Jh ’;keflga lksyda h] vf/koDrkA &&&&&

cgl lqus tkus dh fnukad%& 05-06-2024 fu.kZ; lquk, tkus dh fnukad%& 07-06-2024 fu.kZ;

}kjk% ekuuh; Jh vrqy dqekj pVthZ] lnL; …U;kf;d‰

1- vihykFkhZ@foi{kh chek dEiuh us ;g vihy izR;fFkZ;k@ifjokfn;k Jhefr jru dWoj ds fo:} fo}ku ftyk miHkksDrk fookn izfrrks"k vk;ksx] ikyh ds }kjk ifjokn l0a 02@2017 cmuoku ^^Jhefr jru dWoj cuke pksykeaxye ,e-,l- tujy bU’;ksjsal dEiuh^^ esa ikfjr fu.kZ; fn0 19-07-2022 l s O;fFkr gksdj izLrqr dh gS] ftlds }kjk fo}ku ftyk miHkksDrk vk;ksx us izR;fFkZ;k@ ifjokfn;k dk ifjokn vihykFkhZ@foi{kh chek dEiuh ds fo:} Lohdkj dj fuEu vkns’k ikfjr fd;k%&&

^^ifjokfn;k dk ifjokn fo:} vizkFkhZx.k Lohdkj fd;k tkrk gSA vizkFkhZx.k dks vkns’k fn;k tkrk gS fd okgu la[;k vkj-ts- 22 Vh-,- 3162 vkbZ-Mh-oh- oSY;w 8]00]000@& :i;s v{kjs vkB yk[k :i;s esa ls 05 izfr’kr ysl djus ds i’pkr~ 7]60]000@& :i;s v{kjs lkr yk[k lkB gtkj :i;s ifjokfn;k dks vnk djsa ,oa mDr jkf’k ij ifjokn izLrqr djus dh fnukad 23-12-2016 ls 06 izfr’kr C;kt vnk djsa lkFk gh ekufld larki ds isVs 30]000@& :i;s v{kjs rhl gtkj :i;s o ifjokn O;; ds 10]000@& :i;s v{kjs nl gtkj :i;s ,d ekg es a vnk djsaA ,d ekg esa vnk u djus ij mDr leLr jkf’k ij rkvnk;xh rd 09 izfr’kr okf"kZd nj ls C;kt vnk djsAa ^^

2- ;g vihy] vihykFkhZ@foi{kh chek dEiuh }kjk dk;kZy; fjiksVZ ds vuqlkj 117 fnu dh nsjh l s izLrqr dh xbZ gS vkSj mDr nsjh dks {kek djus ds fy, vihykFkhZ@foi{kh chek dEiuh us i‘Fkd ls /kkjk 05 le;kof/k vf/kfu;e dk izkFkZuk i= is’k fd;k gS ,o a x‘g.kkFkZ@foyEc dks {kek fd;s tkus dk izkFkZuk i= lquok;h gsrq yfEcr jgus ds nkSjku vihykFkhZ@foi{kh chek dEiuh dh vksj ls ,d vfrfjDr ’kiFk i= fn0 28-02-2024 dks is’k fd;k x;k gSA pwWafd vk;ksx ds le{k nksuks a gh i{k dze’k% vihykFkhZ@foi{kh chek dEiuh ,oa izR;fFkZ;k@ ifjokfn;k }kjk ;g ns[krs gq, fd fo}ku ftyk miHkksDrk vk;ksx dk vfHkys[k izkIr gks pqdk gS] foyEc {kek ds fcUnq ij rFkk vafre cgl lqudj vihy dk fuLrkj.k djus dh izkFkZuk dh xbZA vr% mDr nksuksa fcUnqvksa ij vf/koDrkx.k dks lquk tkdj vihy dk fu.kZ;

fd;k tk jgk gSA

3- tgkWa rd vihykFkhZ@foi{kh chek dEiuh }kjk foyEc ls vihy izLrqr djus dk lac/ak gS izR;fFkZ;k@ifjokfn;k us vihykFkhZ@foi{kh chek dEiuh ds izkFkZuk i= vUrxZr /kkjk 05 le;kof/k vf/kfu;e dk i‘Fkd l s tokc is’k ugha fd;k gS vkSj uk gh izkFkZuk i= ds leFkZu esa vfrfjDr lk{; ’kiFk i= tks fn0 28-02-2024 dks is’k fd;k x;k gS] ds [k.Mu esa dksbZ ’kiFk i= izLrqr fd;k x;k gSA izkFkZuk i= ,o a ’kiFk i= es a vihykFkhZ@foi{kh chek dEiuh us LokHkkfod :i l s vkyksP; fu.kZ; dh izekf.kr izfr izkIr gksus ds i’pkr~ vihy izLrqr djus dh izfdz;k esa vius mPp vf/kdkfj;ks a ls loa kn djus esa le; yxus rFkk iz’kklfud ,oa fof/kd dk;Zokgh es a le; yxus dk dkj.k crkrs gq, rFkk vihy izLrqr djus ls iow Z fo}ku ftyk miHkksDrk vk;ksx ds le{k ,Q-Mh-vkj- cuokdj izLrqr djus esa le; yxuk crk;k gSA gekjs fouez er esa vihykFkhZ@ foi{kh chek dEiuh dk mDr dkj.k xyr ekus tkus ;ksX; ugha gSA bu ifjfLFkfr;ksa esa ;g ns[krs gq, fd izR;fFkZ;k@ifjokfn;k us uk rks /kkjk 05 le;kof/k vf/kfu;e ds izkFkZuk i= dk dksbZ tokc is’k fd;k gS vkSj uk gh [k.Mu esa dksbZ ’kiFk i= is’k fd;k gSA ,ls h fLFkfr esa vihykFkhZ@foi{kh chek dEiuh }kjk vihy izLrqr djus esa gqbZ nsjh dks {ke

Click Here to Read the rest of this document
1
2
3
4
5
6
7
8
9
10
11
SupremeToday Portrait Ad
supreme today icon
logo-black

An indispensable Tool for Legal Professionals, Endorsed by Various High Court and Judicial Officers

Please visit our Training & Support
Center or Contact Us for assistance

qr

Scan Me!

India’s Legal research and Law Firm App, Download now!

For Daily Legal Updates, Join us on :

whatsapp-icon Back to top